No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DELOITTE TAX EIN 86-1065772 CONSULTANT | Consulting (general); Direct payment from the plan; Accounting (including auditing); Consulting fees Service code 10 | — | $16K |
| NORTHERN TRUST EIN 36-1561860 TRUSTEE | Trustee (bank, trust company, or similar financial institution); Float revenue; Custodial (securities); Other fees; Shareholder servicing fees; Other services Service code 19 | — | $6K |
| NEW ENGLAND PENSION CONSULTANTS EIN 04-2927339 CONSULTANT | Valuation (appraisals, etc.); Investment advisory (plan); Consulting (general); Direct payment from the plan; Consulting fees Service code 16 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7,166 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,166 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE AND ACCIDENT | 1 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.