| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TOTAL INSURANCE PLANNING SERVICES3 | 104 HERITAGE OAKS BLVD COVINGTON, LA 704337839 | UNITED HEALTHCARE INSURANCE COMPANY | $312K | — | $312K | 5.54% |
| DKG INSURANCE & FINANCIAL SERVICES3 | 12404 PARK CENTRALDR STE 400S DALLAS, TX 75251 | UNITED HEALTHCARE INSURANCE COMPANY | $62K | — | $62K | 1.11% |
| TOTAL INSURANCE PLANNING SERVICES3 | 104 HERITAGE OAKS BLVD COVINGTON, LA 704337839 | KAISER FOUNDATION HEALTH PLAN INC94-1340523 | $29K | — | $29K | 4.01% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | KAISER FOUNDATION HEALTH PLAN INC94-1340523 | $8K | — | $8K | 1.18% |
| GEORGE ANDREW ROSENBOHM III3 | 104 HERITAGE OAKS BLVD COVINGTON, LA 704337839 | KAISER FOUNDATION HEALTH PLAN INC94-1340523 | $5K | — | $5K | 0.70% |
| TOTAL INSURANCE PLANNING SERVICES3 | 104 HERITAGE OAKS BLVD COVINGTON, LA 704337839 | KAISER FOUNDATION HEALTH PLAN INC | $21K | — | $21K | 3.39% |
| GEORGE ANDREW ROSENBOHM III3 | 104 HERITAGE OAKS BLVD COVINGTON, LA 704337839 | KAISER FOUNDATION HEALTH PLAN INC | $8K | — | $8K | 1.22% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | KAISER FOUNDATION HEALTH PLAN INC | $7K | — | $7K | 1.15% |
| CHARLOTTE R SANTA CRUZ3 | 718 DUNBAR AVENUE SUITE 3A BAY ST LOUIS, MS 39520 | ALLSTATE BENEFITS | $1K | — | $1K | 0.98% |
| TOTAL INSURANCE PLANNING SERVICES3 | PO BOX 2387 MANDEVILLE, LA 70470 | ALLSTATE BENEFITS | $52 | — | $52 | 0.05% |
| RONALD C CAMET3 | 3525 N CAUSEWAY BLVD SUITE 617 METAIRIE, LA 70002 | ALLSTATE BENEFITS | $1 | — | $1 | 0.00% |
| PREMIER AUTO3 Filed as: PREMIER AUTO & HOME INS | 13040 I-10 SERVICE ROAD NEW ORLEANS, LA 70128 | TRUSTMARK INSURANCE COMPANY | $16K | — | $16K | 18.33% |
| CHARLOTTE R SANTA CRUZ3 Filed as: CHARLOTTE SANTA CRUZ | 718 DUNBAR AVENUE SUITE 3A BAY ST LOUIS, MS 39520 | TRUSTMARK INSURANCE COMPANY | $210 | — | $210 | 0.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,629 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,629 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 1,573 | $7.0M |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 1,573 | $5.6M |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 1,573 | $5.6M |
| Life insurance | UNITED HEALTHCARE INSURANCE COMPANY | 1,573 | $5.6M |
| Short-term disability | UNITED HEALTHCARE INSURANCE COMPANY | 1,573 | $5.6M |
| Long-term disability | UNITED HEALTHCARE INSURANCE COMPANY | 1,573 | $5.6M |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 1,573 | $5.6M |
| Other(2 contracts, 2 carriers) | ALLSTATE BENEFITS | 184 | $196K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,573 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.