No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPLOYEE 6 EIN 37-1117215 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $126K |
| CAVANAGH & O'HARA EIN 37-1259635 NONE | Legal; Direct payment from the plan Service code 29 | — | $96K |
| EMPLOYEE 4 EIN 37-1117215 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $94K |
| EMPLOYEE 2 EIN 37-1117215 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $83K |
| EMPLOYEE 7 EIN 37-1117215 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $82K |
| UNITED SYSTEMS AND SOFTWARE, INC EIN 59-1918677 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $71K |
| EMPLOYEE 1 EIN 37-1117215 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $67K |
| EMPLOYEE 3 EIN 37-1117215 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $65K |
| EMPLOYEE 5 EIN 37-1117215 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $62K |
| CARPENTERS PENSION FUND OF ILLINOIS NONE | Other services; Direct payment from the plan Service code 49 | 1431 OPUS PLACE, SUITE 350 DOWNERS GROVE, IL 60515 | $60K |
| WESTWIND CONCEPTS, INC EIN 36-3992116 NONE | Other services; Direct payment from the plan Service code 49 | — | $44K |
| EMPLOYEE 8 EIN 37-1117215 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $44K |
| COMPSYCH EIN 36-3739783 NONE | Other fees; Direct payment from the plan Service code 50 | — | $44K |
| ROMOLO & ASSOCIATES, LLC EIN 84-2885766 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $37K |
| MORGAN STANLEY SMITH BARNEY EIN 20-8764829 NONE | Securities brokerage commissions and fees; Direct payment from the plan; Other investment fees and expenses; Other fees; Other services; Investment advisory (plan); Custodial (securities); Securities brokerage Service code 19 | — | $35K |
| FIRST MID INSURANCE GROUP, INC. EIN 37-1272270 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $31K |
| EXPRESS SCRIPTS, INC. EIN 22-3461740 NONE | Other services; Direct payment from the plan Service code 49 | — | $31K |
| LEGG MASON PRIVATE PORTFOLIO GROUP EIN 20-5991122 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $26K |
| LEVI, RAY, & SHOUP, INC EIN 37-1073724 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $23K |
| CAMBIAR INVESTORS, LLC EIN 84-1596610 NONE | Investment management; Soft dollars commissions; Investment management fees paid directly by plan Service code 28 | — | $17K |
| WEAVER C BARKSDALE & ASSOCIATES, IN EIN 62-1217255 NONE | Investment management fees paid directly by plan; Direct payment from the plan Service code 50 | — | $13K |
| ILLINOIS NATIONAL BANK EIN 37-0274319 NONE | Soft dollars commissions; Custodial (securities); Investment management fees paid directly by plan Service code 19 | — | $8K |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Other services; Direct payment from the plan Service code 49 | — | $7K |
| THE NYHART COMPANY EIN 35-0966414 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $7K |
| THE WAGNER LAW GROUP EIN 04-3323315 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,710 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 218 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,928 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 1,963 | $17.5M |
| Vision | VISION SERVICE PLAN OF ILLINOIS | 1,921 | $0 |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 1,917 | $943K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,963 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.