See 3 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPLOYEE 6 EIN 37-1117215 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $117K |
| ROMOLO & ASSOCIATES EIN 37-1077733 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $113K |
| CAVANAGH & O'HARA EIN 37-1259635 NONE | Legal; Direct payment from the plan Service code 29 | — | $104K |
| EMPLOYEE 4 EIN 37-1117215 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $87K |
| EMPLOYEE 7 EIN 37-1117215 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $77K |
| EMPLOYEE 8 EIN 37-1117215 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $68K |
| EMPLOYEE 3 EIN 37-1117215 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $65K |
| EMPLOYEE 1 EIN 37-1117215 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $60K |
| INDEPENDENT EMPLOYEE BENEFITS CORPO EIN 36-3097979 NONE | Other services; Direct payment from the plan Service code 49 | — | $60K |
| WESTWIND CONCEPTS, INC EIN 36-3992116 NONE | Other services; Direct payment from the plan Service code 49 | — | $57K |
| EMPLOYEE 5 EIN 37-1117215 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $55K |
| LEVI, RAY, & SHOUP, INC EIN 37-1073724 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $53K |
| CHESTNUT GLOBAL PARTNERS,LLC EIN 75-3186256 NONE | Other services; Direct payment from the plan Service code 49 | — | $51K |
| UNITED SYSTEMS AND SOFTWARE, INC EIN 59-1918677 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $47K |
| EMPLOYEE 2 EIN 37-1117215 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $43K |
| MORGAN STANLEY SMITH BARNEY EIN 20-8764829 NONE | Securities brokerage commissions and fees; Other investment fees and expenses; Other fees; Other services; Custodial (securities); Direct payment from the plan; Securities brokerage Service code 19 | — | $35K |
| EXPRESS SCRIPTS, INC. EIN 22-3461740 NONE | Other services; Direct payment from the plan Service code 49 | — | $31K |
| JL HUBBARD INSURANCE SERVICES EIN 37-1272272 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $30K |
| LEGG MASON PRIVATE PORTFOLIO GROUP EIN 20-5991122 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $24K |
| CAMBIAR INVESTORS, LLC EIN 84-1596610 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $20K |
| THE NYHART COMPANY EIN 35-0966414 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $10K |
| ILLINOIS NATIONAL BANK EIN 37-0274319 NONE | Investment management fees paid directly by plan; Soft dollars commissions; Custodial (securities) Service code 19 | — | $8K |
| ROBERT H SCHMITT, CPA EIN 27-4434484 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $6K |
| THE WAGNER LAW GROUP, P.C. EIN 04-3323315 NONE | Other services; Direct payment from the plan Service code 49 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,631 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 217 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,848 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 1,831 | $16.1M |
| Vision | VISION SERVICE PLAN OF ILLINOIS | 1,821 | $0 |
| Stop-loss / reinsurancereinsurance | BCS | 1,826 | $534K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,831 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.