| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES, INC. | 353 N. CLARK ST CHICAGO, IL 60654 | DELTA DENTAL OF ILLINOIS | $38K | — | $38K | 5.40% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES, INC. | 353 N CLARK ST STE 1100 CHICAGO, IL 606544704 | UNITED HEALTHCARE INSURANCE COMPANY | $118 | $0 | $118 | 0.02% |
| BENEFIT PLANNING ASSOCIATES3 | 712 IAA DR BLOOMINGTON, IL 61701 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $11K | $11K | 4.38% |
| BENEFIT PLANNING ASSOCIATES3 | 712 IAA DR. BLOOMINGTON, IL 61701 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $9K | $9K | 4.15% |
| MICHAEL L. SEBENS3 | 2412 CHERRY HILLS DR. CHAMPAIGN, IL 61822 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11K | $0 | $11K | 10.99% |
| BENEFIT PLANNING ASSOCIATES3 Filed as: BENEFIT PLANNING ASSOC. | 712 IAA DRIVE BLOOMINGTON, IL 61701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $4K | $4K | 4.19% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC. | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.98% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC. | 1820 E. 1ST STREET SUITE #400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.43% |
| BENEFIT PLANNING ASSOCIATES3 | 712 IAA DR BLOOMINGTON, IL 61701 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $4K | $4K | 4.21% |
| BENEFIT PLANNING ASSOCIATES3 | 712 IAA DR BLOOMINGTON, IL 61701 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $3K | $3K | 4.22% |
| MICHAEL L. SEBENS3 | 2412 CHERRY HILLS DR. CHAMPAIGN, IL 61822 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 6.66% |
| BENEFIT PLANNING ASSOCIATES3 Filed as: BENEFIT PLANNING ASSOC. | 712 IAA DRIVE BLOOMINGTON, IL 61701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $2K | $2K | 4.20% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICES COMPANY, INC. | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 3.11% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC. | 1820 E. 1ST STREET SUITE #400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $898 | $898 | 1.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 936 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 949 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 1,952 | $618K |
| Dental | DELTA DENTAL OF ILLINOIS | 971 | $706K |
| Vision | VISION SERVICE PLAN | 863 | $120K |
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,154 | $66K |
| Short-term disability(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 758 | $309K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,154 | $94K |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 1,952 | $618K |
| Stop-loss / reinsurancereinsurance | UNITED HEALTHCARE INSURANCE COMPANY | 1,952 | $618K |
| Other(4 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,154 | $630K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,952 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.