Welfare broker

BENEFIT PLANNING ASSOCIATES

Mailing address (most recent filing)

712 IAA DRIVE

BLOOMINGTON, IL 61701

Total comp: $395K
Commissions: $383K
Fees: $12K
Filings: 8
Sponsors: 8

Carrier mix

Where BENEFIT PLANNING ASSOCIATES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	3	$10.0M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	3	$10.0M	0.1%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFIT PLANNING ASSOCIATES's plans by broker comp / premium ratio. Median 5.13% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of BENEFIT PLANNING ASSOCIATES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where BENEFIT PLANNING ASSOCIATES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SUPERIOR CONSOLIDATED INDUSTRIES, INC. SUPERIOR CONSOLIDATED INDUSTRIES, INC. MEDICAL PLAN	IL	$6.0M	$196K	BLUECROSS BLUESHIELD OF ILLINOIS
FIRST STATE BANK FIRST STATE BANK WELFARE BENEFIT PLAN	IL	$3.0M	$169K	HEALTH CARE SERVICE CORPORATION
FIRST STATE MORTGAGE SERVICES, LLC FIRST STATE MORTGAGE SERVICES, LLC EMPLOYEE BENEFITS PLAN	IL	$976K	$50K	BLUECROSS BLUESHIELD OF ILLINOIS

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$10.0M

100.0%

State

Plans

Premium

State share

Index

$10.0M

0.1%

28.47x

Sponsor

Loc

Premium

Comp

Carrier

SUPERIOR CONSOLIDATED INDUSTRIES, INC.

SUPERIOR CONSOLIDATED INDUSTRIES, INC. MEDICAL PLAN

$6.0M

$196K

BLUECROSS BLUESHIELD OF ILLINOIS

FIRST STATE BANK

FIRST STATE BANK WELFARE BENEFIT PLAN

$3.0M

$169K

HEALTH CARE SERVICE CORPORATION

FIRST STATE MORTGAGE SERVICES, LLC

FIRST STATE MORTGAGE SERVICES, LLC EMPLOYEE BENEFITS PLAN

$976K

$50K

BLUECROSS BLUESHIELD OF ILLINOIS