| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 5025 UTICA RIDGE RD., SUITE 100 DAVENPORT, IA 52807 | BLUECROSS BLUESHIELD OF ILLINOIS | $63K | — | $63K | 3.75% |
| MOLYNEAUX INSURANCE INC3 Filed as: MOLYNEAUX INSURANCE, INC | 5025 UTICA RIDGE RD., SUITE 100 DAVENPORT, IA 52807 | BLUECROSS BLUESHIELD OF ILLINOIS | $13K | — | $13K | 0.75% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS | 5025 UTICA RIDGE RD., SUITE 100 STE 100 DAVENPORT, IA 52807 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $15K | $2K | $18K | 11.53% |
| JENNON M CARUTH3 Filed as: JENNON M. CARUTH | 1331 HEATHER COURT CHANHASSEN, MN 56317 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 1.47% |
| MATTHEW STEVEN REDNOUR3 | — | ASSURITY LIFE INSURANCE COMPANY | $4K | — | $4K | 9.20% |
| WARE GROUP GENERAL AGENCIES3 | — | ASSURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 6.61% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | — | ASSURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 4.14% |
| BRADDEN PROBST3 Filed as: BRADDEN JOHN PROBST | — | ASSURITY LIFE INSURANCE COMPANY | $412 | — | $412 | 0.90% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DAVID KEENAN AND ASSOCIATES, INC. | — | ASSURITY LIFE INSURANCE COMPANY | $412 | — | $412 | 0.90% |
| MICHAEL PETERS & ASSOCIATES, INC.3 | — | ASSURITY LIFE INSURANCE COMPANY | $173 | — | $173 | 0.38% |
| ERIN WIGGINS3 Filed as: ERIN K BRZOZOWSKI | — | ASSURITY LIFE INSURANCE COMPANY | $86 | — | $86 | 0.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 199 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 200 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 196 | $1.7M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 250 | $154K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 250 | $154K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 250 | $154K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 250 | $154K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 250 | $154K |
| Other | ASSURITY LIFE INSURANCE COMPANY | 286 | $46K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 286 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.