No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH & LIFE INS CO EIN 59-1031071 NONE | Consulting (general) Service code 16 | PO BOX 644546 PITTSBURGH, PA 152644546 | $118K |
| CHRISTOPHER STANLEY EIN 37-0695761 EMPLOYEE | Employee (plan) Service code 30 | 2 SO WESLEY EAST ALTON, IL 62024 | $92K |
| JW TERRILL EIN 43-1834988 NONE | Claims processing Service code 12 | 825 MARYVILLE CENTER DRIVE STE 200 CHESTERFIELD, MO 63017 | $83K |
| GAYLA BOEHM EIN 37-0695761 EMPLOYEE | Employee (plan) Service code 30 | 2 SO WESLEY EAST ALTON, IL 62024 | $42K |
| BANK OF EDWARDSVILLE EIN 37-0259190 NONE | Custodial (securities) Service code 19 | 330 W VANDALIA EDWARSVILLE, IL 62025 | $12K |
| EKON BENEFITS EIN 43-1317863 NONE | Actuarial Service code 11 | 4940 WASHINGTON AVE ST LOUIS, MO 63108 | $5K |
| HAMMOND, SHINNERS, ETAL EIN 43-1429257 NONE | Legal Service code 29 | 7730 CARONDELET AVE ST LOUIS, MO 63105 | $419 |
| RSM US LLP EIN 42-0714325 NONE | Accounting (including auditing) Service code 10 | 8182 MARYLAND AVE STE 900 ST LOUIS, MO 63105 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 224 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 138 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 362 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | AMALGAMATED LIFE INSURANCE CO | 719 | $134K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 719 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.