| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RW TROXELL AND COMPANY3 | 214 S GRAND AVE W SPRINFIELD, IL 62704 | BLUE CROSS BLUE SHIELD OF ILLINOIS | $34K | $0 | $34K | 4.05% |
| R W TROXELL & COMPANY3 Filed as: RW TROXELL & CO | 214 S GRAND AVE W SPRINGFIELD, IL 62704 | UNION SECURITY INSURANCE COMPANY | $3K | $0 | $3K | 4.53% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BPA TROXELL BENEFITS LLC | 712 IAA DR. BLOOMINGTON, IL 61701 | UNION SECURITY INSURANCE COMPANY | $1K | $0 | $1K | 2.22% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BPA TROXELL BENEFITS LLC | 712 IAA DR BLOOMINGTON, IL 61701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 13.64% |
| RW TROXELL AND COMPANY3 | 214 S GRAND AVE W SPRINGFIELD, IL 62704 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $314 | $0 | $314 | 1.36% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BPA TROXELL BENEFITS LLC | 712 IAA DR BLOOMINGTON, IL 61701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 12.36% |
| RW TROXELL AND COMPANY3 | 214 S GRAND AVE W SPRINGFIELD, IL 62704 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $248 | $0 | $248 | 1.37% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BPA TROXELL BENEFITS LLC | 712 IAA DR. BLOOMINGTON, IL 61701 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $918 | $0 | $918 | 13.69% |
| RW TROXELL AND COMPANY3 | 214 S GRAND AVE W SPRINGFIELD, IL 62704 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $88 | $0 | $88 | 1.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 214 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 214 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 135 | $851K |
| Dental | UNION SECURITY INSURANCE COMPANY | 136 | $61K |
| Vision | UNION SECURITY INSURANCE COMPANY | 136 | $61K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 251 | $30K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 141 | $18K |
| Other(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 251 | $30K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 251 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.