See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LABOR FIRST EIN 06-1750191 | Direct payment from the plan; Insurance services; Contract Administrator Service code 13 | 1000 MIDATLANTIC DRIVE SUITE 100 MT LAUREL, NJ 08054 | $745K |
| MERITAIN HEALTH INC EIN 16-1264154 | Claims processing; Insurance brokerage commissions and fees; Contract Administrator; Insurance services Service code 12 | 300 SOUTH AMHERST PARKWAY AMHERST, NY 14226 | $251K |
| RHONDA CRESSWELL EIN 37-0842910 | Direct payment from the plan; Employee (plan) Service code 30 | 2701 NORTH 89TH STREET CASEYVILLE, IL 62232 | $56K |
| RICHARD J BRESLIN CPA EIN 37-1057420 | Direct payment from the plan Service code 50 | 505 SOUTH ILLINOIS STREET BELLEVILLE, IL 62220 | $17K |
| SHEET METAL WORKERS UNION LOCAL 268 EIN 37-0557803 AFFILIATE | Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 2701 N 89TH STREET CASEYVILLE, IL 62232 | $13K |
| EKON ADVISORS EIN 47-4491266 | Direct payment from the plan; Investment advisory (plan) Service code 27 | 4940 WASHINGTON BLVD ST LOUIS, MO 63108 | $9K |
| HAMMOND AND SHINNERS PC EIN 43-1429257 | Legal; Direct payment from the plan Service code 29 | 13205 MANCHESTER ROAD SUITE 210 ST LOUIS, MO 63131 | $9K |
| EKON BENEFITS EIN 43-1317863 | Direct payment from the plan; Actuarial Service code 11 | 4940 WASHINGTON BLVD ST LOUIS, MO 63108 | $2K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 375 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 285 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 660 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE AND ACCIDENT | 350 | $21K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 440 | $386K |
| Other | HARTFORD LIFE AND ACCIDENT | 350 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 440 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.