No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN HEALTH INC EIN 16-1264154 | Insurance services; Contract Administrator; Claims processing; Insurance brokerage commissions and fees Service code 12 | 300 SOUTH AMHERST PARKWAY AMHERST, NY 14226 | $291K |
| RHONDA CRESSWELL EIN 37-0842910 | Employee (plan) Service code 30 | 2701 N. 89TH. ST. CASEYVILLE, IL 62232 | $53K |
| J W TERRILL EIN 26-3237576 | Contract Administrator Service code 13 | 825 MARYLAND CENTER DRIVE SUITE 200 CHESTERFIELD, MO 63017 | $19K |
| RICHARD J BRESLIN CPA EIN 37-1057420 | Accounting (including auditing) Service code 10 | 505 SOUTH ILLINOIS STREET BELLEVILLE, IL 62220 | $8K |
| HAMMOND AND SHINNERS P C EIN 43-1429257 | Legal Service code 29 | 13205 MANCHESTER ROAD SUITE 210 ST. LOUIS, MO 63131 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 343 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 244 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 587 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE AND ACCIDENT | 347 | $20K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 422 | $345K |
| Other | HARTFORD LIFE AND ACCIDENT | 347 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 422 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.