See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFITS MANAGEMENT GROUP, INC EIN 20-0188125 CONTRACT ADMINISTRATOR | Contract Administrator; Direct payment from the plan Service code 13 | — | $606K |
| ZENITH AMERICAN SOLUTIONS EIN 52-1590516 CONTRACT ADMINISTRATOR | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $145K |
| AMALGAMATED BANK EIN 13-4920330 BANKING CUSTODY AND INV | Direct payment from the plan; Investment management fees paid directly by plan; Trustee (bank, trust company, or similar financial institution); Investment management fees paid indirectly by plan; Custodial (securities) Service code 19 | — | $138K |
| UNITED HEALTHCARE EIN 36-2739571 NETWORK PROVIDER | Direct payment from the plan; Claims processing Service code 12 | — | $112K |
| BOLTON PARTNERS INC EIN 52-1871508 INVESTMENT CONSULTANT | Actuarial; Investment advisory (plan); Direct payment from the plan; Consulting (general) Service code 11 | — | $94K |
| DELTA DENTAL EIN 31-0685339 NETWORK PROVIDER | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $77K |
| UMR INC EIN 39-1995276 CLAIMS PROCESSING | Direct payment from the plan; Claims processing Service code 12 | — | $64K |
| WELLS FARGO EIN 94-1347393 INVESTMENT ADVISOR | Custodial (securities); Direct payment from the plan Service code 19 | — | $46K |
| BOND BROTHERS PRINTERS | Copying and duplicating; Direct payment from the plan Service code 36 | 7826 WEST 47TH STREET LYONS, IL 60534 | $44K |
| RHUMBLINE EIN 04-3118582 INVESTMENT ADVISOR | Investment management; Direct payment from the plan Service code 28 | — | $38K |
| ROGER MCCLOW EIN 36-7485085 TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | — | $34K |
| JAY YOUNGDAHL EIN 36-7485085 TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | — | $32K |
| EXPRESS SCRIPTS EIN 22-3461740 PRESCRIPTION MANAGER | Direct payment from the plan; Claims processing Service code 12 | — | $29K |
| ZELIS CLAIMS INTEGRITY INC EIN 86-1040704 CLAIMS NEGOTIATION | Direct payment from the plan; Claims processing Service code 12 | — | $29K |
| O'DONOGHUE & O'DONOGHUE LLP EIN 53-0120528 LEGAL COUNSEL | Legal; Direct payment from the plan Service code 29 | — | $28K |
| CUNEO, LAWSON, SHAY & STALEY LLC EIN 44-0642126 AUDITORS | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $21K |
| EYEMED EIN 86-0773195 NETWORK PROVIDER | Direct payment from the plan; Claims processing Service code 12 | — | $16K |
| MICHAEL BAILEY EIN 36-7485085 TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | — | $12K |
| KEENAN & ASSOCIATES EIN 95-2798626 CONSULTING | Direct payment from the plan; Consulting (general) Service code 16 | — | $11K |
| BRIAN DALEY EIN 36-7485085 TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | — | $11K |
| ROGER MINOR EIN 36-7485085 TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | — | $10K |
| RONALD KAHN MEDICAL CONSULTANT | Direct payment from the plan; Other services Service code 49 | 1000 MIDLAND ST LITTLE ROCK, AR 72205 | $5K |
| KTP ADVISORS EIN 30-0126585 BROKER / CONSULTANT | Consulting (general); Insurance brokerage commissions and fees Service code 16 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,129 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 4,746 | $1.5M |
| Prescription drug | HUMANA | 4,094 | $7.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,746 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.