No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS INC. EIN 52-1590516 NONE | Contract Administrator; Claims processing; Direct payment from the plan; Other fees Service code 12 | — | $783K |
| EXPRESS SCRIPTS EIN 22-3461740 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $555K |
| UNITED HEALTHCARE EIN 36-2739571 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $254K |
| AMALGAMATED BANK EIN 13-4920330 NONE | Investment management fees paid indirectly by plan; Custodial (securities); Investment management fees paid directly by plan Service code 19 | — | $160K |
| GALLAGHER FIDUCIARY ADVISORS EIN 36-4291917 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $107K |
| DELTA DENTAL EIN 31-0685339 NONE | Direct payment from the plan; Claims processing; Contract Administrator Service code 12 | — | $73K |
| RHUMBLINE EIN 04-3118582 NONE | Investment management; Direct payment from the plan Service code 28 | — | $61K |
| WELLS FARGO EIN 94-1347393 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $60K |
| BOLTON PARTNERS, INC. EIN 52-1231144 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $39K |
| ASMED HEALTH LLC EIN 27-4189010 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $39K |
| JAY YOUNGDAHL EIN 36-7485085 TRUSTEE | Trustee (individual) Service code 20 | — | $36K |
| ZELIS CLAIMS INTEGRITY INC EIN 86-1040704 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $34K |
| ROGER MCCLOW EIN 36-7485085 TRUSTEE | Trustee (individual) Service code 20 | — | $33K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $24K |
| O'DONOGHUE & O'DONOGHUE LLP EIN 53-0120528 NONE | Legal; Direct payment from the plan Service code 29 | — | $15K |
| BRIAN DALEY EIN 36-7485085 TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | — | $14K |
| ROGER MINOR EIN 36-7485085 TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | — | $13K |
| MICHAEL BAILEY EIN 36-7485085 TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | — | $12K |
| EYEMED EIN 86-0773195 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $12K |
| BURTON & MAYER EIN 39-0192018 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,528 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,528 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 5,444 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,444 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.