No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CVS HEALTH NONE | Claims processing; Other commissions; Other fees Service code 12 | ONE CVS DRIVE WOONSOCKET, RI 02895 | $3.7M |
| BLUE CROSS BLUE SHIELD OF ILLINOIS EIN 36-1236610 NONE | Other insurance fees and expenses; Contract Administrator; Claims processing; Non-monetary compensation; Participant communication Service code 12 | — | $595K |
| MARY MCMULLIN EIN 36-6600740 EMPLOYEE | Plan Administrator Service code 14 | — | $145K |
| MILLIMAN INC EIN 91-0675641 NONE | Actuarial Service code 11 | — | $136K |
| KIMBERLY HATFIELD EIN 36-6600740 EMPLOYEE | Employee (plan) Service code 30 | — | $125K |
| DIANE BOYTE EIN 36-6600740 EMPLOYEE | Employee (plan) Service code 30 | — | $122K |
| NATIONAL INVESTMENT SVC INC EIN 80-0169636 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $116K |
| CYNTHIA KATS EIN 36-6600740 EMPLOYEE | Employee (plan) Service code 30 | — | $114K |
| BASYS, INC EIN 52-1796473 NONE | Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other commissions Service code 15 | — | $107K |
| MAUREEN GLYNN NUDI EIN 36-6600740 EMPLOYEE | Employee (plan) Service code 30 | — | $106K |
| JOHNSON & KROL, LLC EIN 36-4342024 NONE | Legal Service code 29 | — | $102K |
| JENNIFER HILL EIN 36-6600740 EMPLOYEE | Employee (plan) Service code 30 | — | $94K |
| KATIE DWYER EIN 36-6600740 EMPLOYEE | Employee (plan) Service code 30 | — | $88K |
| JACQUELINE CARSON EIN 36-6600740 EMPLOYEE | Employee (plan) Service code 30 | — | $84K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Accounting (including auditing) Service code 10 | — | $72K |
| JAMES R KLEMME NONE | Accounting (including auditing) Service code 10 | 8159 W. BRYN MAWR CHICAGO, IL 606312940 | $33K |
| STRATEGIC CAPITAL INVEST ADVISORS EIN 36-4268991 NONE | Investment advisory (plan) Service code 27 | — | $24K |
| K-PLUS COMPUTER SERVICES, LLC EIN 36-4282001 NONE | Consulting fees Service code 70 | — | $18K |
| DENTAL NETWORK OF AMERICA, LLC EIN 36-3339483 NONE | Claims processing; Contract Administrator Service code 12 | — | $12K |
| FIRST MIDWEST BANK EIN 36-6044763 NONE | Investment management fees paid directly by plan; Custodial (securities); Investment management Service code 19 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 868 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 436 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 52 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,356 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 630 | $2.0M |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 824 | $340K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ILLINOIS | 630 | $2.0M |
| Other(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 824 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 824 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.