| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SEGAL COMPANY3 Filed as: THE SEGAL COMPANY EASTERN STATES | 1800 M STREET, NW, STE 900 S WASHINGTON, DC 20036 | HARTFORD LIFE AND ACCIDENT | $2K | — | $2K | 1.02% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| VITECH SYSTEMS GROUP EIN 13-3785492 NONE | Direct payment from the plan; Other services Service code 49 | — | $5.7M |
| CIGNA EIN 59-1031071 NONE | Participant communication; Float revenue; Contract Administrator; Non-monetary compensation; Claims processing; Direct payment from the plan Service code 12 | — | $4.4M |
| IAM NATIONAL PENSION FUND EIN 51-6031295 RELATED BENEFIT FUND | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $1.6M |
| LINEA SOLUTIONS EIN 95-4723968 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $1.2M |
| DELTA DENTAL EIN 94-2761537 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $355K |
| CAREMARK EIN 95-3382344 | Direct payment from the plan; Claims processing Service code 12 | — | $339K |
| COMPREHENSIVE HEALTHCARE SYSTEMS EIN 47-4496373 NONE | Other services; Direct payment from the plan Service code 49 | — | $232K |
| MANAGED BUSINESS SOLUTIONS LLC EIN 20-5393711 NONE | Other services; Direct payment from the plan Service code 49 | — | $207K |
| WITHUM SMITH & BROWN PC EIN 22-2027092 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $178K |
| KAREN BROWN EIN 36-6562520 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $161K |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Actuarial; Direct payment from the plan; Consulting (general) Service code 11 | — | $154K |
| EVERNORTH BEHAVORIAL HEALTH INC EIN 41-1648670 NONE | Participant communication; Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $126K |
| INVESCO ADVISERS INC EIN 58-1707262 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $114K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $103K |
| MONICA FAUNTLEROY EIN 36-6562520 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $101K |
| DEVIKA MATHUR EIN 36-6562520 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $92K |
| FREDERICK ROSS EIN 36-6652520 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $92K |
| TONYA Y BLAKE EIN 36-6562520 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $87K |
| STEPHANIE ROSS EIN 36-6562520 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $82K |
| CHANDRA WILLIAMS EIN 36-6562520 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $80K |
| CARLEEN ANDERSON-GERALD EIN 36-6562520 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $80K |
| INCOME RESEARCH & MANAGEMENT EIN 04-2955404 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $71K |
| SEGAL MARCO ADVISORS EIN 13-2646110 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $70K |
| PROSKAUER ROSE LLP EIN 13-1840454 NONE | Legal; Direct payment from the plan Service code 29 | — | $64K |
| OLAYINKA ODUNTAN EIN 36-6562520 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $60K |
| TANIA PETERSON EIN 36-6562520 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $53K |
| NATASHA SHELTON EIN 36-6562520 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $51K |
| SLEVIN & HART PC EIN 52-1708613 NONE | Legal; Direct payment from the plan Service code 29 | — | $51K |
| CRYSTAL L BRYANT EIN 36-6562520 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $46K |
| VELVET DRAYTON EIN 36-6562520 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $42K |
| ALEXANDER ROGERS EIN 36-6562520 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $41K |
| DEMETRICE OXLEY EIN 36-6562520 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $35K |
| JAMES TIERNEY EIN 36-6562520 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $30K |
| EYEMED EIN 31-1656473 | Direct payment from the plan; Insurance services Service code 23 | — | $26K |
| DOYLE PRINTING & OFFSETT CO INC EIN 52-1091325 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $23K |
| PART D ADVISORS EIN 20-2595200 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $12K |
| STATE STREET BANK AND TRUST COMPANY EIN 04-1867445 NONE | Other fees; Distribution (12b-1) fees; Custodial (securities); Float revenue Service code 19 | — | $10K |
| MARK CONSULTING NONE | Direct payment from the plan; Consulting (general) Service code 16 | 420 VAN BUREN ST LOS ALTOS, CA 94022 | $10K |
| PAYCOM PAYROLL LLC EIN 26-0302465 NONE | Other services; Direct payment from the plan Service code 49 | — | $10K |
| SEGAL SELECT INSURANCE SERVICES INC EIN 46-0619194 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $9K |
| ALEXANDER WEISS CONSULTING, LLC NONE | Direct payment from the plan; Consulting (general) Service code 16 | 2705 RIDGE AVE EVANSTON, IL 60201 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,782 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 896 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 12,678 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE AND ACCIDENT | 946 | $222K |
| Stop-loss / reinsurancereinsurance | AMALGAMATED LIFE INSURANCE COMPANY | 7,411 | $515K |
| Other | HARTFORD LIFE AND ACCIDENT | 946 | $222K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,411 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.