| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA INC | 1705 17TH ST STE 100 DENVER, CO 80202 | SUN LIFE ASSURANCE COMPANY OF CANADA | $15K | — | $15K | 7.80% |
| IMA, INC.3 Filed as: IMA INC | 6200 LBJ FWY STE 200 DALLAS, TX 75240 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $9K | $9K | 4.92% |
| IMA, INC.3 | 8200 E. 32ND STREET NORTH WICHITA, KS 67226 | CONTINENTAL AMERICAN INSURANCE COMPANY | $944 | — | $944 | 7.11% |
| SAIDA K SOSA3 | 4511 SOUTH FLORA COURT WICHITA, KS 67215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $737 | — | $737 | 5.55% |
| CALEB GILMOUR3 | 515 S. MAIN SUITE 501 WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $160 | — | $160 | 1.20% |
| BRIAN M LEITZEL3 | 7920 W KELLOGG DR STE 102 WICHITA, KS 67209 | CONTINENTAL AMERICAN INSURANCE COMPANY | $149 | — | $149 | 1.12% |
| BARRY PARKS3 Filed as: BARRY E PARKS | 104 W GOFF RD VALLEY CENTER, KS 67147 | CONTINENTAL AMERICAN INSURANCE COMPANY | $122 | — | $122 | 0.92% |
| NICOLE E ROONEY3 | PO BOX 694 GODDARD, KS 67052 | CONTINENTAL AMERICAN INSURANCE COMPANY | $67 | — | $67 | 0.50% |
| TANNER R KING3 | 515 S MAIN WICHITA, KS 67212 | CONTINENTAL AMERICAN INSURANCE COMPANY | $31 | — | $31 | 0.23% |
| JOHN E WETIG3 | 115 N MAIN ST SUITE 1 MCPHERSON, KS 67460 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.09% |
| PERRY AND CARROLL INC.3 Filed as: PERRY W HENAULT | 4323 SW MISTY HARBOR DR TOPEKA, KS 66610 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| JOHN A BACON3 | 11630 W 158TH TERRACE OVERLAND PARK, KS 66221 | CONTINENTAL AMERICAN INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| JON R OVERACRE3 | 916 S WICKSHIRE WAY BRENTWOOD, TN 37027 | CONTINENTAL AMERICAN INSURANCE COMPANY | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 505 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 508 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | AMERITAS LIFE INSURANCE CORP. | 794 | $58K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 573 | $188K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 573 | $188K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 573 | $188K |
| Other(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 649 | $215K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 794 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.