| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | P.O. BOX 71120 BOSSIER CITY, LA 71171 | AMERITAS LIFE INSURANCE CORP. | — | $681 | $681 | 1.10% |
| IMA, INC.3 | 8200 E. 32ND STREET NORTH WICHITA, KS 67226 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 12.24% |
| SAIDA K SOSA3 Filed as: SAIDA K. SOSA | 4511 SOUTH FLORA COURT WICHITA, KS 67215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 10.33% |
| BRIAN M LEITZEL3 Filed as: BRIAN M. LEITZEL | 7920 W KELLOGG DRIVE SUITE 103 WICHITA, KS 67209 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.79% |
| CALEB GILMOUR3 | 515 S. MAIN SUITE 501 WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.66% |
| JOHN E WETIG3 Filed as: JOHN E. WETIG | 115 N MAIN STREET SUITE 1 MCPHERSON, KS 67460 | CONTINENTAL AMERICAN INSURANCE COMPANY | $153 | — | $153 | 0.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 466 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 466 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CONTINENTAL AMERICAN INSURANCE COMPANY | 142 | $61K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 921 | $62K |
| Life insurance | AETNA LIFE INSURANCE CO. | 598 | $213K |
| Short-term disability | AETNA LIFE INSURANCE CO. | 598 | $213K |
| Long-term disability | AETNA LIFE INSURANCE CO. | 598 | $213K |
| Other | AETNA LIFE INSURANCE CO. | 598 | $213K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 921 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.