| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 8788 RUFFIAN LN STE A NEWBURGH, IN 47630 | UNITEDHEALTHCARE INSURANCE COMPANY | $33K | — | $33K | 2.19% |
| ASSUREDPARTNERS3 Filed as: KUNKEL & ASSOCIATES INC | 401 DATA CT DUBUQUE, IA 52003 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.20% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS CAPITAL INC | 200 COLONIAL CENTER PKWY STE 140 LAKE MARY, FL 32746 | PARAMOUNT DENTAL | $9K | — | $9K | 9.18% |
| ASSUREDPARTNERS3 Filed as: KUNKEL & ASSOCIATES INC | 401 DATA CT DUBUQUE, IA 52003 | PARAMOUNT DENTAL | $819 | — | $819 | 0.82% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 2305 RIVER RD LOUISVILLE, KY 40206 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $995 | $6K | 16.64% |
| ASSUREDPARTNERS3 Filed as: KUNKEL & ASSOCIATES INC | 401 DATA CT DUBUQUE, IA 52003 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $409 | — | $409 | 1.15% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 2305 RIVER RD LOUISVILLE, KY 40206 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $943 | $5K | 16.82% |
| ASSUREDPARTNERS3 Filed as: KUNKEL & ASSOCIATES INC | 401 DATA CT DUBUQUE, IA 52003 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $378 | — | $378 | 1.21% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 2305 RIVER RD LOUISVILLE, KY 40206 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $892 | $5K | 16.77% |
| ASSUREDPARTNERS3 Filed as: KUNKEL & ASSOCIATES INC | 401 DATA CT DUBUQUE, IA 52003 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $367 | — | $367 | 1.24% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 2305 RIVER RD LOUISVILLE, KY 40206 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $617 | $3K | 16.88% |
| ASSUREDPARTNERS3 Filed as: KUNKEL & ASSOCIATES INC | 401 DATA CT DUBUQUE, IA 52003 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $242 | — | $242 | 1.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 109 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 112 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 237 | $1.5M |
| Dental | PARAMOUNT DENTAL | 345 | $100K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 112 | $20K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 109 | $31K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 109 | $30K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 237 | $1.5M |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 112 | $56K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 345 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.