| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UNKNOWN3 | UNKNOWN BATESVILLE, AR 72501 | ARKANSAS BLUE CROSS BLUE SHIELD | $7K | $48K | $56K | 3.28% |
| BENEFITS AMERICA INSURANCE SERVICES3 Filed as: BENEFITS INSURANCE GROUP | 510 SOUTH STREET LOUIS ST BATESVILLE, AR 72501 | AMERICAN FIDELITY ASSURANCE COMPANY | $3K | $0 | $3K | 4.91% |
| SECURITY BENEFITS SOLUTIONS3 Filed as: SECURITY BENEFITS SOLUTIONS, LLC | 510 SOUTH ST. LOUIS STREET BATESVILLE, AR 72501 | USABLE LIFE | $4K | $1K | $5K | 12.03% |
| WILLIAM BUCKNER3 | 7002 WESTSHORE AVENUE BENTON, AR 72019 | USABLE LIFE | $2K | $0 | $2K | 4.75% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD, SUITE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $256 | $0 | $256 | 0.57% |
| TRACY HENSON TUTOR3 | 9931 CYPRESS WILLOW COVE OLIVE BRANCH, MS 38654 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $99 | $0 | $99 | 7.50% |
| MARKS BENEFIT MANAGEMENT LLC3 Filed as: MARKS BENEFIT MANAGEMENT, LLC | 3847 EAST SPYGLASS HILL DRIVE FAYETTEVILLE, AR 72701 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $23 | $0 | $23 | 1.74% |
| AMY ULERY MCFADDEN3 | 5852 WEST KENNEDY DRIVE FAYETTEVILLE, AR 72704 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $20 | $0 | $20 | 1.52% |
| CHRISTOPHER STOCKELAND3 | 7224 SKY MEADOW DRIVE COLLEGE GROVE, TN 37046 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.30% |
| MCFADDEN BENEFIT MANAGEMENT INC3 Filed as: MCFADDEN BENEFIT MANAGEMENT, INC. | 5852 WEST KENNEDY DRIVE FAYETTEVILLE, AR 72704 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2 | $0 | $2 | 0.15% |
| KYLE HARDING3 | 314 HARDING ROAD NASHVILLE, AR 71852 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2 | $0 | $2 | 0.15% |
| DEBORA DAVIS3 Filed as: DEBORA DAVIS AND OTHER AGENTS | 252 GRANT, SUITE 561 SHERIDAN, AR 72150 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ARKANSAS BLUE CROSS BLUE SHIELD | 286 | $1.8M |
| Dental | ARKANSAS BLUE CROSS BLUE SHIELD | 286 | $1.7M |
| Vision | ARKANSAS BLUE CROSS BLUE SHIELD | 286 | $1.7M |
| Life insurance(2 contracts, 2 carriers) | USABLE LIFE | 154 | $46K |
| Short-term disability(2 contracts, 2 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY | 96 | $58K |
| Long-term disability | USABLE LIFE | 154 | $45K |
| Prescription drug | ARKANSAS BLUE CROSS BLUE SHIELD | 286 | $1.7M |
| Other(3 contracts, 3 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY | 154 | $103K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 286 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.