| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSGROUP INC3 Filed as: BENEFITS INSURANCE GROUP OF AR | 510 SOUTH SAINT LOUIS STREET BATESVILLE, AR 72501 | DELTA DENTAL PLAN OF ARKANSAS | $6K | $0 | $6K | 9.16% |
| TRACY HENSON TUTOR3 | 9931 CYPRESS WILLOW COVE OLIVE BRANCH, MS 38654 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $0 | $3K | 14.51% |
| MARKS BENEFIT MANAGEMENT LLC3 Filed as: MARKS BENEFIT MANAGEMENT, LLC | 3847 EAST SPYGLASS HILL DRIVE FAYETTEVILLE, AR 72701 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $469 | $3K | 12.41% |
| AMY ULERY MCFADDEN3 | 5852 WEST KENNEDY DRIVE FAYETTEVILLE, AR 72704 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $110 | $1K | 5.66% |
| KYLIE HARDING3 | 520 WEST 12TH STREET TEXARKANA, TX 75501 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $154 | $57 | $211 | 0.97% |
| MJ INSURANCE3 Filed as: CHRIS STOKELAND AND VARIOUS AGENTS | 7224 SKY MEADOW DRIVE COLLEGE GROVE, TN 37046 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $184 | $0 | $184 | 0.84% |
| MCFADDEN BENEFIT MANAGEMENT INC3 Filed as: MCFADDEN BENEFIT MANAGMENT, INC. | 5852 KENNEDY DRIVE FAYAETTEVILLE, AR 72704 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $152 | $0 | $152 | 0.70% |
| DEBORA DAVIS3 | 252 GRANT 561 SHERIDAN, AR 72150 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $73 | $0 | $73 | 0.34% |
| RANDY GLEN REICHARDT3 Filed as: RANDY REICHARDT INSURANCE AGENCY | 908 SIDNEY STREET BATESVILLE, AR 72501 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 8.46% |
| RANDY GLEN REICHARDT3 Filed as: RANDY REICHARDT INSURANCE AGENCY | 510 SOUTH SAINT LOUIS STREET BATESVILLE, AR 72501 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 11.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 222 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 222 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 222 | $1.0M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 222 | $69K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 191 | $17K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 123 | $32K |
| Short-term disability | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 19 | $22K |
| Long-term disability | THE LINCOLNNATIONAL LIFE INSURANCE COMPANY | 131 | $14K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 222 | $1.0M |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 123 | $32K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 222 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.