| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LASALLE BENEFITS LLC3 | — | BLUECROSS BLUESHIELD OF ILLNOIS | $8.0M | $2K | $8.0M | 383.92% |
| LASALLE BENEFITS LLC3 | — | DELTA DENTAL OF ILLINOIS | $11K | — | $11K | 8.85% |
| LASALLE BENEFITS LLC3 | 200 NORTH LA SALLE STREET SUITE 2500 CHICAGO, IL 60601 | SUN LIFE ASSURANCE COMPANY OF CANADA | $12K | — | $12K | 10.12% |
| NFP INSURANCE SERVICES INC3 | 1250 SOUTH CAPITAL OF TEXAS HIGHWAY # 2-125 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $406 | $406 | 0.35% |
| INSURANCE APPLICATIONS GROUP3 | — | 4 EVER LIFE INSURANCE COMPANY | $3K | — | $3K | 18.00% |
| PLANNED ADMINISTRATORS, INC.3 | — | 4 EVER LIFE INSURANCE COMPANY | — | $3K | $3K | 14.50% |
| LASALLE BENEFITS LLC3 | — | 4 EVER LIFE INSURANCE COMPANY | $925 | — | $925 | 5.00% |
| CLAIMS FUND3 | — | BCS INSURANCE COMPANY | — | $601 | $601 | 32.21% |
| PLANNED ADMINISTRATORS, INC.3 Filed as: PLANNED ADMINSTRATORS, INC. | — | BCS INSURANCE COMPANY | — | $582 | $582 | 31.19% |
| INSURANCE APPLICATIONS GROUP3 | — | BCS INSURANCE COMPANY | — | $405 | $405 | 21.70% |
| FIRST HEALTH3 | — | BCS INSURANCE COMPANY | — | $62 | $62 | 3.32% |
| LASALLE BENEFITS LLC3 Filed as: LASALLE BENEFITS | — | BCS INSURANCE COMPANY | — | $54 | $54 | 2.89% |
| VERISOURCE SERVICES INC.3 | — | BCS INSURANCE COMPANY | — | $54 | $54 | 2.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 292 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 292 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLNOIS | 292 | $2.1M |
| Dental | DELTA DENTAL OF ILLINOIS | 188 | $124K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 232 | $115K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 232 | $134K |
| Short-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 232 | $134K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 232 | $115K |
| Stop-loss / reinsurancereinsurance | BCS INSURANCE COMPANY | 0 | $2K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 232 | $115K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 292 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.