| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HODGE HART & SCHLEIFER INC3 | 8401 CONNECTICUT AVENUE SUITE 600 CHEVY CHASE, MD 20815 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $31K | $7K | $38K | 6.82% |
| HODGE HART & SCHLEIFER INC3 | 8401 CONNECTICUT AVENUE SUITE 600 CHEVY CHASE, DC 20815 | GUARDIAN | $4K | — | $4K | 7.03% |
| GROUP BENEFIT SERVICES INC3 Filed as: GROUP BENEFIT SERVICES | 6 N PARK DRIVE SUITE 310 HUNT VALLEY, MD 21030 | GUARDIAN | $1K | — | $1K | 2.00% |
| FINANCIAL BALANCE GROUP LLC3 | 1355 PICARD DRIVE S 380 ROCKVILLE, MD 20850 | GUARDIAN | $48 | — | $48 | 0.09% |
| STEVEN L CRAWFORD3 | 1355 PICARD DRIVE SUITE 380 ROCKVILLE, MD 20850 | GUARDIAN | $25 | — | $25 | 0.05% |
| HODGE HART & SCHLEIFER INC3 | 8401 CONNECTICUT AVENUE SUITE 600 CHEVY CHASE, MD 208155836 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 17.50% |
| GROUP BENEFIT SERVICES INC5 | 6 N PARK DRIVE SUITE 310 HUNT VALLEY, MD 210301821 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $947 | $947 | 3.00% |
| PROSENIAL BENEFITS LLC3 | 40 TIOGA WAY SUITE 230 MARBELHEAD, ME 01945 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $109 | $109 | 0.35% |
| HODGE HART & SCHLEIFER INC3 | 8401 CONNECTICUT AVENUE SUITE 600 CHEVY CHASE, MD 208155836 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $2K | $5K | 19.70% |
| GROUP BENEFIT SERVICES INC5 | 6 N PARK DRIVE 310 HUNT VALLEY, MD 210301821 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $708 | $708 | 3.00% |
| PROSENTIAL BENEFITS LLC3 Filed as: PROSENTIAL BENEFIFTS LLC | 40 TIOGA WAY SUITE 230 MARBLEHEAD, MA 01945 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $222 | $222 | 0.94% |
| HODGE HART & SCHLEIFER INC3 | 8401 CONNECTICUT AVENUE SUITE 600 CHEVY CHASE, MD 208155836 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $3K | 15.97% |
| GROUP BENEFIT SERVICES INC5 | 6 N PARK DRIVE SUITE 310 HUNT VALLEY, MD 210301821 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $624 | $624 | 3.00% |
| PROSENTIAL BENEFITS LLC3 | 100 STONEWALL BOULEVARD SUITE 1 WRENTHAM, MA 02093 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $69 | $69 | 0.33% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 185 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 187 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | 96 | $555K |
| Dental | GUARDIAN | 58 | $53K |
| Vision | GUARDIAN | 58 | $53K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 207 | $24K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 207 | $21K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 207 | $32K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 207 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 207 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.