| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HODGE HART & SCHLEIFER INC3 | 8401 CONNECTICUT AVENUE SUITE 600 CHEVY CHASE, MD 20815 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $24K | $4K | $28K | 6.91% |
| HODGE HART & SCHLEIFER INC3 | 8401 CONNECTICUT AVENUE SUITE 600 CHEVY CHASE, DC 20815 | GUARDIAN | $3K | — | $3K | 5.50% |
| GROUP BENEFIT SERVICES INC3 Filed as: GROUP BENEFIT SERVICES | 6 N PARK DRIVE SUITE 310 HUNT VALLEY, MD 21030 | GUARDIAN | $995 | — | $995 | 2.00% |
| STEVEN L CRAWFORD3 | 1355 PICARD DRIVE SUITE 380 ROCKVILLE, MD 20850 | GUARDIAN | $27 | — | $27 | 0.05% |
| HODGE HART & SCHLEIFER INC3 | 8401 CONNECTICUT AVENUE SUITE 600 CHEVY CHASE, MD 208155836 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $558 | $4K | 9.87% |
| GROUP BENEFIT SERVICES INC5 | 6 N PARK DRIVE SUITE 310 HUNT VALLEY, MD 210301821 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 3.00% |
| PROSENTIAL BENEFITS LLC3 | 100 STONEWALL BOULEVARD SUITE 1 WRENTHAM, MA 02093 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $865 | $865 | 2.05% |
| HODGE HART & SCHLEIFER INC3 | 8401 CONNECTICUT AVENUE SUITE 600 CHEVY CHASE, MD 208155836 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $752 | $5K | 12.72% |
| PROSENTIAL BENEFITS LLC3 Filed as: PROSENTIAL BENEFIFTS LLC | 100 STONEWALL BOULEVARD SUITE 1 WRENTHAM, MA 02093 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 3.27% |
| GROUP BENEFIT SERVICES INC5 | 6 N PARK DRIVE 310 HUNT VALLEY, MD 210301821 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 3.00% |
| HODGE HART & SCHLEIFER INC3 | 8401 CONNECTICUT AVENUE SUITE 600 CHEVY CHASE, MD 208155836 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $482 | $3K | 12.12% |
| PROSENIAL BENEFITS LLC3 | 100 STONEWALL BOULEVARD SUITE 1 WRENTHAM, MA 02093 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $747 | $747 | 3.28% |
| GROUP BENEFIT SERVICES INC5 | 6 N PARK DRIVE SUITE 310 HUNT VALLEY, MD 210301821 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $683 | $683 | 3.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 299 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 299 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | 100 | $405K |
| Dental | GUARDIAN | 68 | $50K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 251 | $42K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 251 | $23K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 251 | $36K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 251 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 251 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.