| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVID DANZIG & ASSOCIATES3 Filed as: DAVID DANZIG & ASSOCIATES INC | — | BLUECROSS BLUESHIELD OF ILLINOIS | $21K | $458 | $21K | 3.53% |
| RESOURCE BROKERAGE LLC3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | — | $5K | $5K | 0.87% |
| MESIROW INSURANCE SERVICES INC3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | $4K | — | $4K | 0.67% |
| DAVID DANZIG & ASSOCIATES3 | 570 LAKE COOK ROAD SUITE 210 DEERFIELD, IL 60015 | HUMANADENTAL INSURANCE COMPANY | $2K | $894 | $3K | 10.04% |
| MESIROW INSURANCE SERVICES INC3 | 353 NORTH CLARK STREET CHICAGO, IL 60654 | HUMANADENTAL INSURANCE COMPANY | $249 | — | $249 | 0.89% |
| DAVID DANZIG & ASSOCIATES3 | 570 LAKE COOK ROAD SUITE 301 DEERFIELD, IL 60015 | DEARBORN LIFE INSURANCE COMPANY | $1K | — | $1K | 11.94% |
| MESIROW INSURANCE SERVICES INC3 | 353 NORTH CLARK STREET #1100 CHICAGO, IL 60654 | DEARBORN LIFE INSURANCE COMPANY | $311 | — | $311 | 3.15% |
| D D & A INC DBA DAVID DANZIG & ASSO3 | 570 LAKE COOK ROAD SUITE 210 DEERFIELD, IL 60015 | METROPOLITAN LIFE INSURANCE COMPANY | $711 | — | $711 | 10.91% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT/MESIROW INSURANCE SERVICES | 353 NORTH CLARK STREET 10TH FLOOR CHICAGO, IL 60654 | METROPOLITAN LIFE INSURANCE COMPANY | $266 | — | $266 | 4.08% |
| DAVID DANZIG & ASSOCIATES3 | 570 LAKE COOK ROAD SUITE 210 DEERFIELD, IL 60015 | HUMANA INSURANCE COMPANY | $455 | $170 | $625 | 11.68% |
| MESIROW INSURANCE SERVICES INC3 | 353 NORTH CLARK STREET CHICAGO, IL 60654 | HUMANA INSURANCE COMPANY | $93 | — | $93 | 1.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 127 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 127 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 88 | $607K |
| Dental | HUMANADENTAL INSURANCE COMPANY | 76 | $28K |
| Vision | HUMANA INSURANCE COMPANY | 56 | $5K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 127 | $10K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 17 | $7K |
| Other | DEARBORN LIFE INSURANCE COMPANY | 127 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 127 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.