| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVID DANZIG & ASSOCIATES3 | 570 LAKE COOK ROAD SUITE 210 DEERFIELD, IL 60015 | HUMANA INSURANCE COMPANY | $29K | $727 | $30K | 4.40% |
| DAVID DANZIG & ASSOCIATES3 Filed as: DAVID DANZIG & ASSOCIATES INC | 570 LAKE COOK ROAD SUITE 210 DEERFIELD, IL 60015 | HUMANA HEALTH PLAN, INC. | $12K | — | $12K | 4.00% |
| DAVID DANZIG & ASSOCIATES3 | 570 LAKE COOK ROAD SUITE 210 DEERFIELD, IL 60015 | HUMANADENTAL INSURANCE COMPANY | $3K | $2K | $5K | 8.64% |
| DAVID DANZIG & ASSOCIATES3 | 570 LAKE COOK ROAD SUITE 210 DEERFIELD, IL 60015 | AFLAC | $1K | — | $1K | 6.07% |
| HUERTA AND ASSOCIATES INC3 | 9701 SOUTH 78TH AVENUE SUITE 202 HICKORY HILLS, IL 60457 | AFLAC | $1K | — | $1K | 5.80% |
| JOHANNA PETRONEL LACHENICHT3 | 24452 WEST BOULEVARD DEJOHN NAPERVILLE, IL 60564 | AFLAC | $968 | — | $968 | 3.94% |
| JEFFREY LYNN LAMBERT3 | 7 CENTER STREET HINSDALE, IL 60521 | AFLAC | $528 | — | $528 | 2.15% |
| ORLANDO R DOBRINCU3 | 15419 WEST 127TH STREET LEMONT, IL 60439 | AFLAC | $261 | — | $261 | 1.06% |
| EDGAR E PUNTI3 | 3415 NORTH OCONTO AVENUE FLOOR 2 CHICAGO, IL 60634 | AFLAC | $194 | — | $194 | 0.79% |
| ROGERS BENEFIT GROUP INC3 Filed as: JOHN P ROGERS | 824 PORTLAND DRIVE SCHAUMBURG, IL 60194 | AFLAC | $131 | — | $131 | 0.53% |
| MICHAEL I STONESIFER3 | 1305 RIDGE DRIVE CLAYTON, NC 27520 | AFLAC | $93 | — | $93 | 0.38% |
| ORLANDO R DOBRINCU3 | 837 LINDEN CIRCLE HOFFMAN ESTATES, IL 60169 | AFLAC | $83 | — | $83 | 0.34% |
| THERESA NETTO PHILLIPS3 Filed as: THERESA V REDDING | 71 COUNTRY CLUB DRIVE BLOOMINGDALE, IL 60108 | AFLAC | $83 | — | $83 | 0.34% |
| JUANITA PATTERSON3 | 9701 SOUTH 78TH AVENUE SUITE 202 HICKORY HILLS, IL 60457 | AFLAC | $72 | — | $72 | 0.29% |
| JOSHUA J PARISE3 | 7325 JANES AVENUE WOODRIDGE, IL 60517 | AFLAC | $64 | — | $64 | 0.26% |
| NORMA HUERTA3 | 9701 SOUTH 78TH AVENUE SUITE 202 HICKORY HILLS, IL 60457 | AFLAC | $41 | — | $41 | 0.17% |
| JODY D WINTERS3 | 6014 GIESEKE DRIVE CRYSTAL LAKE, IL 60014 | AFLAC | $40 | — | $40 | 0.16% |
| KIMBERLEY A DOBRINCU3 | 837 LINDEN CIRCLE HOFFMAN ESTATES, IL 60169 | AFLAC | $39 | — | $39 | 0.16% |
| JUANITA PATTERSON3 | 8454 SOUTH 86TH AVENUE JUSTICE, IL 60458 | AFLAC | $38 | — | $38 | 0.15% |
| MICHAEL SALVAGGIO3 | 1510 GLEN LAKE ROAD HOFFMAN ESTATES, IL 60169 | AFLAC | $34 | — | $34 | 0.14% |
| GARY A SPANRAFT3 | 58 GREENHEDGE CIRCLE DELAWARE, OH 43015 | AFLAC | $34 | — | $34 | 0.14% |
| CHAD L NELSON3 | 5266 NORTH KUFALK LANE BYRON, IL 61010 | AFLAC | $29 | — | $29 | 0.12% |
| STEVE C HATHORN3 | 4N960 MIDDLECREEK LANE SAINT CHARLES, IL 60175 | AFLAC | $21 | — | $21 | 0.09% |
| RICHARD N KOZLOWSKI3 | 39W195 CLIFF DRIVE ELGIN, IL 60124 | AFLAC | $19 | — | $19 | 0.08% |
| JAMES CAPPEL3 | 926 CARRIE AVENUE ROCHELLE, IL 61068 | AFLAC | $18 | — | $18 | 0.07% |
| MICHAEL A ORTIZ3 | 3219 RENARD LANE ST CHARLES, IL 60175 | AFLAC | $12 | — | $12 | 0.05% |
| STEPHEN KELLS3 | 514 MAYFAIR COURT GERMANTOWN HILLS, IL 61548 | AFLAC | $11 | — | $11 | 0.04% |
| TIMOTHY B ASBY3 | 11500 GOLDEN WILLOW COURT ZIONSVILLE, IN 46077 | AFLAC | $10 | — | $10 | 0.04% |
| DENNIS J CASSENS3 | 4646 EAST MARRILL ROAD BYRON, IL 61010 | AFLAC | $10 | — | $10 | 0.04% |
| ELIZABETH M GASPAROVIC3 | 18 NORTH SMITH STREET PALATINE, IL 60067 | AFLAC | $8 | — | $8 | 0.03% |
| LEE TENACE3 Filed as: LEE KRISTIAN TENACE | 3768 HAVEN STREET PITTSBURGH, PA 15204 | AFLAC | $5 | — | $5 | 0.02% |
| GARY A SPANRAFT3 | 301 ROYAL OAKS BOULEVARD APARTMENT 3115 FRANKLIN, TN 37067 | AFLAC | $3 | — | $3 | 0.01% |
| TODD DEVOSS3 Filed as: TODD C DEVOSS | 321 NORTH CLARK STREET SUITE 625 CHICAGO, IL 60654 | AFLAC | $3 | — | $3 | 0.01% |
| SCOTT LYDEN3 | 1284 ROSEGATE COURT AURORA, IL 60504 | AFLAC | $2 | — | $2 | 0.01% |
| GREGORY J SHARP3 | 702 EAST 5TH STREET COAL VALLEY, IL 61240 | AFLAC | $2 | — | $2 | 0.01% |
| ELIZABETH A LENZO3 | 1840 VIA DEL REY SOUTH PASADENA, CA 91030 | AFLAC | $2 | — | $2 | 0.01% |
| CHAD L NELSON3 | 490 EAST ROOSEVELT ROAD SUITE 203 WEST CHICAGO, IL 60185 | AFLAC | $2 | — | $2 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 169 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 170 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 170 | $965K |
| Dental(2 contracts, 2 carriers) | HUMANADENTAL INSURANCE COMPANY | 123 | $81K |
| Vision | HUMANA INSURANCE COMPANY | 170 | $676K |
| Life insurance | HUMANA INSURANCE COMPANY | 170 | $676K |
| Other(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 170 | $701K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 170 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.