| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 111 W 22ND ST STE 620 OAK BROOK, IL 60523 | BLUECROSS BLUESHIELD OF ILLINOIS | $114K | $2K | $116K | 4.07% |
| JOHN ARAUJO3 | 1111 W 22ND ST STE 620 OAK BROOK, IL 60523 | NORTHWESTERN MUTUAL | $7K | $2K | $8K | 3.12% |
| MCQUADE FNCL GRP LLC3 | 1 N WACKER DRIVE STE 4600 CHICAGO, IL 60606 | NORTHWESTERN MUTUAL | $1K | $160 | $1K | 0.56% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 2934 CLINTON, IA 52733 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $17K | — | $17K | 8.00% |
| JOHN ARAUJO3 | 1 N WACKER DR, STE 4600 CHICAGO, IL 60606 | NORTHWESTERN MUTUAL- TEMPORARY INSURANCE | $4K | $963 | $5K | 5.31% |
| MCQUADE FNCL GRP LLC3 | 1 N WACHER DR, STE 4600 CHICAGO, IL 60606 | NORTHWESTERN MUTUAL- TEMPORARY INSURANCE | $764 | $92 | $856 | 0.95% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 2934 CLINTON, IA 52733 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 175 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 177 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 458 | $2.9M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 168 | $219K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 174 | $12K |
| Short-term disability | NORTHWESTERN MUTUAL- TEMPORARY INSURANCE | 175 | $90K |
| Long-term disability | NORTHWESTERN MUTUAL | 175 | $267K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 174 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 458 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.