| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC. Filed as: GALLAGHER BENEFIT SERVICES INC | 111 W 22ND ST STE 620 OAK BROOK, IL 60523 | BLUECROSS BLUESHIELD OF ILLINOIS | $49K | $2K | $51K | 2.06% |
| AFFILIATED BENEFIT CONSULTANTS3 Filed as: AFFILIATED BENEFIT CONSULTANTS, INC | 1111 WEST 22ND STREET, SUITE 620 OAK BROOK, IL 60523 | BLUECROSS BLUESHIELD OF ILLINOIS | $48K | $1K | $50K | 2.00% |
| JOHN ARAUJO3 | 1111 W 22ND ST STE 620 OAK BROOK, IL 60523 | NORTHWESTERN MUTUAL | $7K | $2K | $8K | 3.10% |
| MCQUADE FNCL GRP LLC3 | 1 N WACKER DRIVE STE 4600 CHICAGO, IL 60606 | NORTHWESTERN MUTUAL | $1K | $161 | $2K | 0.55% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 1111 W 22ND ST STE 620 OAK BROOK, IL 60523 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | — | $9K | 4.70% |
| AFFILIATED BENEFIT CONSULTANTS3 | 1111 W 22ND ST STE 620 OAK BROOK, IL 60523 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 3.30% |
| JOHN ARAUJO3 | 1111 W 22ND ST STE 620 OAK BROOK, IL 60523 | NORTHWESTERN MUTUAL | $4K | $976 | $5K | 5.19% |
| MCQUADE FNCL GRP LLC3 | 1 N WACKER DRIVE STE 4600 CHICAGO, IL 60606 | NORTHWESTERN MUTUAL | $775 | $93 | $868 | 0.93% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 1111 W 22ND ST STE 620 OAK BROOK, IL 60523 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $932 | — | $932 | 8.74% |
| AFFILIATED BENEFIT CONSULTANTS3 | 1111 W 22ND ST STE 620 OAK BROOK, IL 60523 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $667 | — | $667 | 6.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 183 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 186 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 438 | $2.5M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 165 | $190K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 181 | $11K |
| Short-term disability | NORTHWESTERN MUTUAL | 187 | $93K |
| Long-term disability | NORTHWESTERN MUTUAL | 187 | $271K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 181 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 438 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.