| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MESIROW INSURANCE SERVICES INC3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | $39K | $24K | $63K | 0.84% |
| MESIROW INSURANCE SERVICES INC3 | 353 NORTH CLARK STREET CHICAGO, IL 60610 | SUN LIFE ASSURANCE COMPANY OF CANADA | $16K | $6K | $22K | 7.84% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 353 NORTH CLARK STREET CHICAGO, IL 60654 | SUN LIFE ASSURANCE COMPANY OF CANADA | $12K | — | $12K | 4.16% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET MIDWEST REGION SAN DIEGO, CA 92101 | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | $40K | — | $40K | 15.41% |
| ALLIANT INSURANCE SERVICES, INC.5 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET MIDWEST REGION SAN DIEGO, CA 92101 | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | $426 | — | $426 | 0.16% |
| IMG3 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $94 | $94 | 0.04% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW CONSULTING SERVICES | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $19K | — | $19K | 9.28% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES, INC. - | 353 NORTH CLARK STREET #400 CHICAGO, IL 60654 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $6K | — | $6K | 9.88% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC. - | 701 B STREET SAN DIEGO, CA 92101 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 5.07% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES, INC. | 353 NORTH CLARK STREET CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 3.00% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES, INC. | 353 NORTH CLARK STREET CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $338 | — | $338 | 0.87% |
| ANDREW CASPERSON3 Filed as: ANDREW W CASPERSON AND ASSOCIATES L | 303 WEST ERIE SUITE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $306 | — | $306 | 0.79% |
| ATES GREENEN AND ASSOCI3 | 1212 SOUTH NAPER BOULEVARD SUITE 119-190 NAPERVILLE, IL 60540 | CONTINENTAL AMERICAN INSURANCE COMPANY | $231 | — | $231 | 0.60% |
| ANNA ELIZABETH INC3 | 2821 NORTH OCEAN BOULEVARD UNIT 305 FORT LAUDERDALE, FL 33308 | CONTINENTAL AMERICAN INSURANCE COMPANY | $222 | — | $222 | 0.57% |
| RUSSELL NOWAK3 | 8009 VALLEY DRIVE PALOS HILLS, IL 60465 | CONTINENTAL AMERICAN INSURANCE COMPANY | $201 | — | $201 | 0.52% |
| CIRO ABRIL3 | 25-49 83RD STREET JACKSON HEIGHTS, NY 11370 | CONTINENTAL AMERICAN INSURANCE COMPANY | $171 | — | $171 | 0.44% |
| JV FLORIDA INSURANCE CORP3 | 2821 NORTH OCEAN BOULEVARD # 305 FORT LAUDERDALE, FL 33308 | CONTINENTAL AMERICAN INSURANCE COMPANY | $164 | — | $164 | 0.42% |
| TODD DEVOSS3 | 321 NORTH CLARK STREET SUITE 625 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $155 | — | $155 | 0.40% |
| VICKI L CIGER3 | 1507 BALTZ DRIVE JOLIET, IL 60431 | CONTINENTAL AMERICAN INSURANCE COMPANY | $117 | — | $117 | 0.30% |
| EL TORRO INC3 Filed as: EL TORRO INC. | 14031 JOHN HUMPHREY DRIVE ORLAND PARK, IL 60462 | CONTINENTAL AMERICAN INSURANCE COMPANY | $110 | — | $110 | 0.28% |
| JASON SALLEMI3 | 70 ADAMS STREET APARTMENT 3C HOBOKEN, NJ 07030 | CONTINENTAL AMERICAN INSURANCE COMPANY | $106 | — | $106 | 0.27% |
| TODD J BURKE CORP3 Filed as: TODD J BURKE | 2 IRIS LANE GARDEN CITY, NY 11530 | CONTINENTAL AMERICAN INSURANCE COMPANY | $80 | — | $80 | 0.21% |
| NASCA & ASSOCIATES3 | 303 WEST ERIE STREET SUITE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $69 | — | $69 | 0.18% |
| H J SAMAAN INC3 Filed as: HJ SAMAAN INC | 19WEST152 21ST PLACE LOMBARD, IL 60148 | CONTINENTAL AMERICAN INSURANCE COMPANY | $68 | — | $68 | 0.18% |
| MICHAEL ROBERT YURCZYK3 Filed as: MICHAEL R YURCZYK | 5810 WEST 78TH STREET SUITE 210 BLOOMINGTON, MN 55439 | CONTINENTAL AMERICAN INSURANCE COMPANY | $66 | — | $66 | 0.17% |
| STEVEN MARK ABRAMS3 Filed as: STEVEN M ABRAMS | 22921 IRONWEDGE DRIVE BOCA RATON, FL 33433 | CONTINENTAL AMERICAN INSURANCE COMPANY | $43 | — | $43 | 0.11% |
| THE PROFECTUS GROUP LLC3 | 30 WEST RUSSELL ROAD COLUMBUS, OH 43215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $36 | — | $36 | 0.09% |
| DE VITA B MCKENZIE3 Filed as: DE-VITA B MCKENZIE | 289 SOUTH BURTON AVENUE SAN GARBRIEL, CA 91776 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | — | $30 | 0.08% |
| JOSEPH A NASCA3 | 28081 WEST MAPLE AVENUE BARRINGTON, IL 60010 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.05% |
| BENITO A ROTONDI3 | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.03% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C MEIER | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.03% |
| BLAIR G WEILER3 | 400 EAST 71ST STREET APARTMENT 5V NEW YORK, NY 10021 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.02% |
| ELIZABETH B FINEBERG3 | 1614 RED MOUNTAIN DRIVE LONGMONT, CO 80504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.02% |
| LISA M HALL3 | 2542 EAST SUNDOWN DRIVE COEUR DALENE, ID 83815 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.02% |
| LINDSAY A LIJEWSKI3 | 6500 SOUTH QUEBEC STREET SUITE 250 CENTENNIAL, CO 80111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| ALFRED RIETKERK3 Filed as: ALFRED C RIETKERK | 3120 NORTHEAST 47TH STREET FORT LAUDERDALE, FL 33308 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| ANTHONY ORGERA3 | 14 WALL STREET #8C NEW YORK, NY 10005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| REGINA K SANTANGELO3 | 6892 SOUTH WEBSTER WAY LITTLETON, CO 80128 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICE, INC. | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $572 | — | $572 | 10.00% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW CONSULTING SERVICES | — | LIFE INSURANCE COMPANY OF NORTH AMERICA | $437 | — | $437 | 9.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 489 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 489 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4 | $203K |
| Vision(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 832 | $267K |
| Life insurance(2 contracts, 2 carriers) | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 491 | $263K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 383 | $277K |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF ILLINOIS | 1,080 | $7.5M |
| Other(5 contracts, 5 carriers) | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 491 | $315K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,080 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.