| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MESIROW INSURANCE SERVICES INC3 | 353 NORTH CLARK STREET SUITE 1100 CHICAGO, IL 60654 | BLUECROSS BLUESHIELD OF ILLINOIS | $43K | $6K | $49K | 10.66% |
| MESIROW INSURANCE SERVICES INC3 | 353 NORTH CLARK STREET CHICAGO, IL 60654 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $36K | — | $36K | 18.68% |
| AXA ASSISTANCE, USA5 Filed as: AXA ASSISTANCE USA | 122 SOUTH MICHIGAN AVENUE SUITE 1100 CHICAGO, IL 60603 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $195 | $195 | 0.10% |
| MESIROW INSURANCE SERVICES INC3 | 353 NORTH CLARK STREET CHICAGO, IL 60654 | SUN LIFE ASSURANCE COMPANY OF CANADA | $21K | $4K | $24K | 12.77% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW CONSULTING SERVICES | 353 NORTH CLARK STREET CHICAGO, IL 60654 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $12K | — | $12K | 10.00% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW FINANCIAL | 353 NORTH CLARK STREET SUITE 1100 CHICAGO, IL 60654 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $12K | — | $12K | 14.96% |
| MESIROW INSURANCE SERVICES INC3 | 353 NORTH CLARK STREET CHICAGO, IL 60654 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $257 | — | $257 | 10.01% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES, INC. | 353 NORTH CLARK STREET CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | — |
| RUSSELL NOWAK3 | 8009 VALLEY DRIVE PALOS HILLS, IL 60465 | CONTINENTAL AMERICAN INSURANCE COMPANY | $960 | — | $960 | — |
| ANNA ELIZABETH INC3 Filed as: ANNA E RECCHIA | 401 NORTH BIRCH ROAD UNIT 1112 FORT LAUDERDALE, FL 33304 | CONTINENTAL AMERICAN INSURANCE COMPANY | $854 | — | $854 | — |
| JOHN H VRATSINAS3 | 401 NORTH BIRCH ROAD UNIT 1112 FORT LAUDERDALE, FL 33304 | CONTINENTAL AMERICAN INSURANCE COMPANY | $641 | — | $641 | — |
| ANDREW CASPERSON3 Filed as: ANDREW W CASPERSON AND ASSOCIATES | 303 WEST ERIE SUITE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $619 | — | $619 | — |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES, INC | 353 NORTH CLARK STREET CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $596 | — | $596 | — |
| GREENEN AND ASSOCIATES3 | 1212 SOUTH NAPER BOULEVARD SUITE 119-190 NAPERVILLE, IL 60540 | CONTINENTAL AMERICAN INSURANCE COMPANY | $394 | — | $394 | — |
| CIRO ABRIL3 | 2549 83RD STREET JACKSON HEIGHTS, NY 11370 | CONTINENTAL AMERICAN INSURANCE COMPANY | $258 | — | $258 | — |
| TODD DEVOSS3 | 321 NORTH CLARK STREET SUITE 625 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $241 | — | $241 | — |
| VICKI L CIGER3 | 1507 BALTZ DRIVE JOLIET, IL 60431 | CONTINENTAL AMERICAN INSURANCE COMPANY | $197 | — | $197 | — |
| NASCA & ASSOCIATES3 | 303 WEST ERIE STREET SUITE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $144 | — | $144 | — |
| MICHAEL ROBERT YURCZYK3 Filed as: MICHAEL R YURCZYK | 5810 WEST 78TH STREET SUITE 210 BLOOMINGTON, MN 55439 | CONTINENTAL AMERICAN INSURANCE COMPANY | $136 | — | $136 | — |
| JASON SALLEMI3 | 70 ADAMS STREET APARTMENT 3C HOBOKEN, NJ 07030 | CONTINENTAL AMERICAN INSURANCE COMPANY | $124 | — | $124 | — |
| TODD J BURKE CORP3 Filed as: TODD J BURKE | 2 IRIS LANE GARDEN CITY, NY 11530 | CONTINENTAL AMERICAN INSURANCE COMPANY | $119 | — | $119 | — |
| H J SAMAAN INC3 Filed as: HJ SAMAAN INC | 19W152 21ST PLACE LOMBARD, IL 60148 | CONTINENTAL AMERICAN INSURANCE COMPANY | $119 | — | $119 | — |
| KENNETH C MEIER CORP3 Filed as: KENNETH C MEIER | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | CONTINENTAL AMERICAN INSURANCE COMPANY | $60 | — | $60 | — |
| BLAIR G WEILER3 | 400 EAST 71ST STREET APARTMENT 5V NEW YORK, NY 10021 | CONTINENTAL AMERICAN INSURANCE COMPANY | $50 | — | $50 | — |
| STEVEN MARK ABRAMS3 Filed as: STEVEN M ABRAMS | 22921 IRONWEDGE DRIVE BOCA RATON, FL 33433 | CONTINENTAL AMERICAN INSURANCE COMPANY | $47 | — | $47 | — |
| DE VITA B MCKENZIE3 Filed as: DE-VITA B MCKENZIE | 1050 BISHOP STREET #120 HONOLULU, HI 96813 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | — | $33 | — |
| JOSEPH A NASCA3 | 28081 WEST MAPLE AVENUE BARRINGTON, IL 60010 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | — |
| TODD DEVOSS3 | 321 NORTH CLARK STREET SUITE 625 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | — |
| ALFRED RIETKERK3 Filed as: ALFRED C RIETKERK | 3120 NORTHEAST 47TH STREET FORT LAUDERDALE, FL 33308 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | — |
| BENITO A ROTONDI3 | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | — |
| BRIAN WHITE3 Filed as: BRIAN M WHITE | 6 COWDIN LANE CHAPPAQUA, NY 10514 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | — |
| ELIZABETH B FINEBERG3 | 1614 RED MOUNTAIN DRIVE LONGMONT, CO 80504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | — |
| LISA M HALL3 | 2542 EAST SUNDOWN DRIVE COEUR D ALENE, ID 83815 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | — |
| MARTIN J LEWIS3 | 900 NORTH KINGSBURY AVENUE CHICAGO, IL 60610 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | — |
| LINDSAY A LIJEWSKI3 | 5894 EAST CALEY AVENUE CENTENNIAL, CO 80111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | — |
| EL TORRO INC3 Filed as: EL TORRO INC. | 14031 JOHN HUMPHREY DRIVE ORLAND PARK, IL 60462 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | — |
| SUWAT ASSAWAMATIYANONT3 Filed as: SUWAT ASSAWAMATIYAN | 4410 BOUGAINVILLA DRIVE #4 FORT LAUDERDALE, FL 33308 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | — |
| ANTHONY ORGERA3 | 14 WALL STREET #8C NEW YORK, NY 10005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | — |
| REGINA K SANTANGELO3 | 9034 EAST EASTER SUITE 202 CENTENNIAL, CO 80112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 492 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 502 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4 | $117K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4 | $117K |
| Vision(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 865 | $195K |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 492 | $196K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 381 | $190K |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF ILLINOIS | 1,110 | $464K |
| Other(7 contracts, 7 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 595 | $346K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,110 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.