| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSOCIATED AGENCIES, INC3 Filed as: ASSOCIATED AGENCIES | 1701 GOLF ROAD TOWER 3 - SUITE 700 ROLLING MEADOWS, IL 600084227 | BLUE CROSS BLUE SHIELD OF ILLINOIS | $180K | $7K | $187K | 3.52% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 203 N LASALLE STREET 20TH FLOOR CHICAGO, IL 60603 | RELIANCE STANDARD | $22K | — | $22K | 10.15% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES LLC | 1933 STATE ROUTE 35 SUITE 368 WALL, NJ 07719 | RELIANCE STANDARD | $11K | — | $11K | 5.08% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N. CAUSEWAY BLVD. SUITE 200 METAIRIE, LA 70002 | RELIANCE STANDARD | — | $8K | $8K | 3.95% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 203 N LASALLE STREET 20TH FLOOR CHICAGO, IL 60603 | RELIANCE STANDARD | $13K | — | $13K | 20.00% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES LLC | 1933 STATE ROUTE 35 SUITE 368 WALL, NJ 07719 | RELIANCE STANDARD | $3K | — | $3K | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N. CAUSEWAY BLVD. SUITE 200 METAIRIE, LA 70002 | RELIANCE STANDARD | — | $3K | $3K | 4.06% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 203 N LASALLE STREET 20TH FLOOR CHICAGO, IL 60603 | RELIANCE STANDARD | $3K | — | $3K | 10.00% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES LLC | 1933 STATE ROUTE 35 SUITE 368 WALL, NJ 07719 | RELIANCE STANDARD | $2K | — | $2K | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N. CAUSEWAY BLVD. SUITE 200 METAIRIE, LA 70002 | RELIANCE STANDARD | — | $1K | $1K | 4.24% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES INC. | 500 W. MADISON STREET SUITE 3200 CHICAGO, IL 606612588 | EYEMED VISION CARE | $947 | — | $947 | 4.15% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES INC. | 500 W. MADISON STREET 32ND FLOOR CHICAGO, IL 60661 | EYEMED VISION CARE | $913 | — | $913 | 4.52% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 203 N LASALLE STREET 20TH FLOOR CHICAGO, IL 60603 | RELIANCE STANDARD | $1K | — | $1K | 15.00% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES LLC | 1933 STATE ROUTE 35 SUITE 368 WALL, NJ 07719 | RELIANCE STANDARD | $343 | — | $343 | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N. CAUSEWAY BLVD. SUITE 200 METAIRIE, LA 70002 | RELIANCE STANDARD | — | $300 | $300 | 4.37% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES INC. | 500 W. MADISON STREET 32ND FLOOR CHICAGO, IL 60661 | EYEMED VISION CARE | $18 | — | $18 | 4.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 511 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 521 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 860 | $5.3M |
| Dental | BLUE CROSS BLUE SHIELD OF ILLINOIS | 860 | $5.3M |
| Vision(4 contracts) | EYEMED VISION CARE | 432 | $43K |
| Life insurance | RELIANCE STANDARD | 110 | $32K |
| Short-term disability | RELIANCE STANDARD | 112 | $66K |
| Long-term disability | RELIANCE STANDARD | 413 | $214K |
| Other | RELIANCE STANDARD | 152 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 860 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.