| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSOCIATED AGENCIES, INC3 Filed as: ASSOCIATED AGENCIES | 1701 GOLF ROAD TOWER 3 - SUITE 700 ROLLING MEADOWS, IL 600084227 | BLUE CROSS BLUE SHIELD OF ILLINOIS | $156K | $3K | $159K | 3.45% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E. JACKSON BOULEVARD 14TH FLOOR CHICAGO, IL 60694 | RELIANCE STANDARD | $17K | — | $17K | 9.98% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES LLC | 1800 ROUTE 34 SUITE 368 WALL, NJ 07719 | RELIANCE STANDARD | $8K | — | $8K | 4.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N. CAUSEWAY BLVD. SUITE 200 METAIRIE, LA 70002 | RELIANCE STANDARD | — | $7K | $7K | 4.36% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E. JACKSON BOULEVARD 14TH FLOOR CHICAGO, IL 60694 | RELIANCE STANDARD | $11K | — | $11K | 20.00% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES LLC | 1933 STATE ROUTE 35 SUITE 368 WALL, NJ 07719 | RELIANCE STANDARD | $3K | — | $3K | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N. CAUSEWAY BLVD. SUITE 200 METAIRIE, LA 70002 | RELIANCE STANDARD | — | $3K | $3K | 4.68% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (IL) INC. | 500 W. MADISON STREET SUITE 3200 CHICAGO, IL 606612588 | VISION SERVICE PLAN | $2K | — | $2K | 4.95% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 W. JACKSON BOULEVARD 14TH FLOOR CHICAGO, IL 60694 | RELIANCE STANDARD | $3K | — | $3K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N. CAUSEWAY BLVD. SUITE 200 METAIRIE, LA 70002 | RELIANCE STANDARD | — | $2K | $2K | 5.54% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES LLC | 1933 STATE ROUTE 35 SUITE 368 WALL, NJ 07719 | RELIANCE STANDARD | $1K | — | $1K | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E. JACKSON BOULEVARD 14TH FLOOR CHICAGO, IL 60694 | RELIANCE STANDARD | $900 | — | $900 | 15.04% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES LLC | 1933 STATE ROUTE 35 SUITE 368 WALL, NJ 07719 | RELIANCE STANDARD | $300 | — | $300 | 5.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N. CAUSEWAY BLVD. SUITE 200 METAIRIE, LA 70002 | RELIANCE STANDARD | — | $190 | $190 | 3.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 460 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 462 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 734 | $4.6M |
| Dental | BLUE CROSS BLUE SHIELD OF ILLINOIS | 734 | $4.6M |
| Vision | VISION SERVICE PLAN | 282 | $31K |
| Life insurance | RELIANCE STANDARD | 81 | $27K |
| Short-term disability | RELIANCE STANDARD | 94 | $54K |
| Long-term disability | RELIANCE STANDARD | 344 | $169K |
| Other | RELIANCE STANDARD | 101 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 734 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.