| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC. | 3000 LAKESIDE DR. #200 SOUTH BANNOCKBURN, IL 60015 | BLUECROSS BLUESHIELD OF ILLINOIS | $76K | $6K | $82K | 1.05% |
| GCG FINANCIAL LLC0 Filed as: GCG FINANCIAL INC | 330 PFINGSTEIN ROAD DEERFIELD, IL 600152367 | BLUECROSS BLUESHIELD OF ILLINOIS | — | $50 | $50 | 0.00% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC | SUITE 200 SOUTH 3000 LAKESIDE DRIVE BANNOCKBURN, IL 60015 | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | $69K | $31K | $100K | 10.84% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC. | THREE PARKWAY NORTH SUITE 500 DEERFIELD, IN 60015 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $22K | $4K | $27K | 18.32% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC | THREE PARKWAY NORTH SUITE 500 DEERFIELD, IL 60015 | VISION SERVICE PLAN | $2K | — | $2K | 2.71% |
| J MANNING AND ASSOCIATES3 Filed as: J MANNING & ASSOCIATES INC | 1034 N ASHLAND AVE SUITE 102 CHICAGO, IL 60622 | TRANSAMERICA LIFE INSURANCE COMPANY | $876 | $876 | $2K | 8.91% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC | THREE PARKWAY NORTH SUITE 500 DEERFIELD, ID 60015 | TRANSAMERICA LIFE INSURANCE COMPANY | $578 | — | $578 | 2.94% |
| JERRY MANNING5 | 1034 N ASHLAND AVE CHICAGO, ID 60622 | TRANSAMERICA LIFE INSURANCE COMPANY | $125 | — | $125 | 0.64% |
| LTCI PARTNERS LLC3 | 2924 MARKETPLACE DRIVE SUITE 102 FITCHBURG, WI 53719 | TRANSAMERICA LIFE INSURANCE COMPANY | $94 | — | $94 | 0.48% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC. | THREE PARKWAY NORTH SUITE 500 DEERFIELD, IL 60015 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $428 | $3K | 17.71% |
| IBES, INC.3 | 160 GUTHRIE LANE, SUITE 22 SUTIE 500 BRENTWOOD, CA 94513 | CHUBB FEDERAL INSURANCE COMPANY | $923 | — | $923 | 15.01% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC. | THREE PARKWAY NORTH SUITE 500 DEERFIELD, IL 60015 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $66 | $1 | $67 | 11.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 646 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 11 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 671 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 1,523 | $7.8M |
| Dental | DELTA DENTAL | 615 | $29K |
| Vision | VISION SERVICE PLAN | 627 | $78K |
| Life insurance | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 651 | $925K |
| Long-term disability(4 contracts, 2 carriers) | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 651 | $1.1M |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF ILLINOIS | 1,523 | $7.8M |
| Other(3 contracts, 3 carriers) | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 651 | $951K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,523 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.