| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF ILLINOIS LLC | 2205 POINT BLVD STE 200 ELGIN, IL 60123 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $111K | — | $111K | 3.78% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF ILLINOIS LLC | 2205 POINT BLVD STE 200 ELGIN, IL 60123 | BLUE CROSS BLUE SHIELD OF ILLINOIS | $101K | $2K | $103K | 4.06% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF ILLINOIS LLC | 2205 POINT BLVD STE 200 ELGIN, IL 60123 | GUARDIAN | $38K | $8K | $46K | 8.72% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF ILLINOIS LLC | 2205 POINT BLVD STE 200 ELGIN, IL 60123 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 3.68% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF IL DBA LUNDSTRO | 2205 POINT BLVD STE 200 ELGIN, IL 60123 | UNUM LIFE INSURANCE COMPANY OF NORTH AMERICA | $15K | $2K | $17K | 16.63% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF IL DBA LUNDSTRO | 2205 POINT BLVD STE 200 ELGIN, IL 60123 | UNUM LIFE INSURANCE COMPANY OF NORTH AMERICA | $11K | $1K | $12K | 16.63% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF IL DBA LUNDSTRO | 2205 POINT BLVD STE 200 ELGIN, IL 60123 | UNUM LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $479 | $4K | 14.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,509 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,509 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 613 | $5.5M |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 896 | $3.5M |
| Vision(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 896 | $3.5M |
| Life insurance(3 contracts, 3 carriers) | GUARDIAN | 896 | $813K |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF NORTH AMERICA | 205 | $101K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF NORTH AMERICA | 96 | $30K |
| Other(4 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 896 | $3.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 896 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.