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Sponsor portfolioWelfare / HealthEIN 36-2432478

KAY AND ASSOCIATES, INC.

165 N ARLINGTON HEIGHTS RD STE 150 · BUFFALO GROVE, IL 600891783
8472558444
Plans filed
2
Years active
2015–2024
Industry
NAICS 54
Latest filing
2024
Total premiums (latest)
$6.6M
No prior year
Persons covered
1,191
No prior year
Total participants
1,804
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$6.4M
KAY AND ASSOCIATES, INC. GROUP INSURANCE PLAN
Fully insured896 covered·5 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #502$155K
KAY AND ASSOCIATES, INC. LONG TERM DISABILITY PLAN
Fully insured295 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$5.5M31.7%
Other$3.8M21.7%
Dental$3.5M20.1%
Vision$3.5M20.1%
Life$813K4.7%
Long-term disability$185K1.1%
Short-term disability$101K0.6%

Carrier overview

5 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
HDVOth
$2.9M44.9%11613
BLUE CROSS OF CALIFORNIA
EIN 361236610
H
$2.5M38.8%11365
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLOth
$528K8.1%11896
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
LSTDLTDOth
$357K5.5%24564
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 510104167
LOth
$184K2.8%11613

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
ASSUREDPARTNERSELGIN, ILCIGNA HEALTH AND LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF NORTH AMERICA, LIFE INSURANCE COMPANY OF NORTH AMERICA, GUARDIAN, BLUE CROSS BLUE SHIELD OF ILLINOIS$310K$16K$326K100.0%2

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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