See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD EIN 36-1236610 NONE | Contract Administrator; Other insurance fees and expenses; Claims processing Service code 12 | — | $1.9M |
| PAYD HEALTH NONE | Consulting fees; Consulting (general) Service code 16 | 4001 MCEWEN ROAD, STE 450 DALLAS, TX 75244 | $858K |
| PAYER MATRIX, LLC EIN 81-3946362 NONE | Consulting (general); Consulting fees Service code 16 | — | $245K |
| MAGELLAN HEALTH SERVICES NONE | Direct payment from the plan; Claims processing; Other fees Service code 12 | 1291 SHERMER ROAD NORTHBROOK, IL 60062 | $210K |
| DOWD, BLOCH, BENNETT ET AL EIN 36-3371377 NONE | Legal Service code 29 | — | $144K |
| RICH CLARSON EIN 36-2392752 ADMINISTRATOR | Plan Administrator Service code 14 | — | $119K |
| MEDCARE MANAGEMENT EIN 88-6429522 NONE | Other services Service code 49 | — | $114K |
| PAT ERDMANN EIN 36-2392752 EMPLOYEE | Employee (plan) Service code 30 | — | $112K |
| RED CARD SYSTEMS, LLC EIN 20-5388701 NONE | Copying and duplicating Service code 36 | — | $100K |
| BUCK GLOBAL, LLC EIN 35-3954297 NONE | Other services Service code 49 | — | $95K |
| DELTA DENTAL EIN 84-0568337 NONE | Contract Administrator Service code 13 | — | $90K |
| INNOVATIVE SOFTWARE SOLUTIONS EIN 23-2182079 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general) Service code 15 | — | $80K |
| PREFERRED NETWORK ACCESS, INC. EIN 36-4018433 NONE | Other services Service code 49 | — | $67K |
| MACNELL ACCOUNTING & CONSULTING LLP NONE | Accounting (including auditing) Service code 10 | 9436 SPRINGFIELD AVE EVANSTON, IL 60203 | $66K |
| TFBC, LLC EIN 27-3782504 NONE | Consulting (general); Actuarial; Consulting fees Service code 11 | — | $63K |
| C.S. MCKEE L.P. EIN 25-1900687 NONE | Legal Service code 29 | — | $50K |
| MICHAEL WAINSCOTT EIN 36-2392752 EMPLOYEE | Employee (plan) Service code 30 | — | $50K |
| THERISA GONZALEZ EIN 36-2392752 EMPLOYEE | Employee (plan) Service code 30 | — | $49K |
| NATIONAL INVESTMENT SERVICES, INC. EIN 80-0169636 NONE | Investment management Service code 28 | — | $47K |
| JOANNE SAENZ EIN 36-2392752 EMPLOYEE | Employee (plan) Service code 30 | — | $46K |
| MARISOL RAMIREZ EIN 36-2392752 EMPLOYEE | Employee (plan) Service code 30 | — | $46K |
| ANNE PENNEY EIN 36-2392752 EMPLOYEE | Employee (plan) Service code 30 | — | $45K |
| RITA BUDESELICH EIN 36-2392752 EMPLOYEE | Employee (plan) Service code 30 | — | $43K |
| CINDY PERNA EIN 36-2392752 EMPLOYEE | Employee (plan) Service code 30 | — | $40K |
| SUE HAWRYSIO EIN 36-2392752 EMPLOYEE | Employee (plan) Service code 30 | — | $39K |
| VISION SERVICE PLAN EIN 20-0891619 NONE | Contract Administrator Service code 13 | — | $37K |
| BOND BROTHERS EIN 36-2433269 NONE | Copying and duplicating Service code 36 | — | $37K |
| VERONICA CORREA EIN 36-2392752 EMPLOYEE | Employee (plan) Service code 30 | — | $31K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $31K |
| LASALLE CONSULTING PARTNERS, INC. EIN 36-4030449 NONE | Other services Service code 49 | — | $30K |
| INVESTMENT CONSULTING SERVICES EIN 32-0016703 NONE | Consulting (general); Consulting fees; Investment advisory (plan); Named fiduciary Service code 16 | — | $30K |
| ALICIA BENSON EIN 36-2392752 EMPLOYEE | Employee (plan) Service code 30 | — | $30K |
| SHEILA NIMMER EIN 36-2392752 EMPLOYEE | Employee (plan) Service code 30 | — | $27K |
| VIVEKA HEALTH NONE | Other fees Service code 99 | 104 W 14TH STREET NEW YORK, NY 10011 | $18K |
| FIRST MIDWEST BANK NONE | Account maintenance fees; Recordkeeping fees Service code 64 | PO BOX 580 JOLIET, IL 60434 | $11K |
| AMALGAMATED BANK OF CHICAGO NONE | Custodial (securities) Service code 19 | 30 N LASALLE CHICAGO, IL 60602 | $10K |
| JOHNSON & KROLL, LLC EIN 36-4342024 NONE | Legal Service code 29 | — | $6K |
| DATAMATION IMAGING SERVICES EIN 36-4303011 NONE | Copying and duplicating Service code 36 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,802 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 108 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,910 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF IL | 4,072 | $44.4M |
| Vision(2 contracts) | VISION SERVICE PLAN | 2,096 | $849K |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 4,002 | $372K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 4,082 | $1.9M |
| Other | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 4,002 | $372K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,082 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.