See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD EIN 36-1236610 NONE | Claims processing; Other insurance fees and expenses; Contract Administrator Service code 12 | — | $940K |
| INTERACTIVE HEALTH SOLUTIONS EIN 36-3798756 NONE | Other services Service code 49 | — | $93K |
| MEDCARE MANAGEMENT EIN 88-6429522 NONE | Other services Service code 49 | — | $70K |
| RICH CLARSON EIN 36-2392752 ADMINISTRATOR | Plan Administrator Service code 14 | — | $55K |
| PAT ERDMANN EIN 36-2392752 EMPLOYEE | Employee (plan) Service code 30 | — | $53K |
| NATIONAL INVESTMENT SERVICES, INC. EIN 80-0169636 NONE | Investment management Service code 28 | — | $53K |
| IPC EVERGREEN RX EIN 59-2926768 NONE | Consulting fees; Consulting (general) Service code 16 | — | $52K |
| PREFERRED NETWORK ACCESS, INC. EIN 36-4018433 NONE | Accounting (including auditing) Service code 10 | — | $49K |
| DELTA DENTAL EIN 84-0568337 NONE | Contract Administrator Service code 13 | — | $47K |
| MARISOL RAMIREZ EIN 36-2392752 EMPLOYEE | Employee (plan) Service code 30 | — | $45K |
| DOWD, BLOCH, BENNETT & CERVONE EIN 36-3371377 NONE | Legal Service code 29 | — | $44K |
| EMPLOYEE RESOURCE SYSTEMS EIN 36-3867645 NONE | Consulting fees; Consulting (general) Service code 16 | — | $35K |
| INNOVATIVE SOFTWARE SOLUTIONS EIN 23-2182079 NONE | Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $35K |
| BOND BROTHERS EIN 36-2433269 NONE | Copying and duplicating Service code 36 | — | $34K |
| THERISA GONZALEZ EIN 36-2392752 EMPLOYEE | Employee (plan) Service code 30 | — | $31K |
| CHANGE HEALTHCARE EIN 20-2058917 NONE | Copying and duplicating Service code 36 | — | $31K |
| TFBC, LLC EIN 27-3782504 NONE | Actuarial Service code 11 | — | $27K |
| JOANNE SAENZ EIN 36-2392752 EMPLOYEE | Employee (plan) Service code 30 | — | $26K |
| MACNELL ACCOUNTING & CONSULTING LLP NONE | Accounting (including auditing) Service code 10 | 9436 SPRINGFIELD AVE EVANSTON, IL 60203 | $25K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $21K |
| OPTUM RX EIN 11-2581812 NONE | Contract Administrator Service code 13 | — | $18K |
| VISION SERVICE PLAN EIN 20-0891619 NONE | Contract Administrator Service code 13 | — | $18K |
| INVESTMENT CONSULTING SERVICES EIN 32-0016703 NONE | Investment advisory (plan); Named fiduciary; Consulting fees; Consulting (general) Service code 16 | — | $15K |
| LASALLE CONSULTING PARTNERS, INC. EIN 36-4030449 NONE | Other services Service code 49 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,046 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 40 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,086 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF IL | 2,034 | $20.5M |
| Vision | VISION SERVICE PLAN | 2,053 | $409K |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 2,040 | $168K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 2,050 | $1.9M |
| Other | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 2,040 | $168K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,053 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.