| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NORTH SHORE BENEFITS PARTNERS3 | 438 N HOUGH ST BARRINGTON, IL 600103029 | HUMANA HEALTH PLAN, INC | $18K | — | $18K | 4.58% |
| NORTH SHORE BENEFITS PARTNERS3 | 438 N HOUGH ST BARRINGTON, IL 600103029 | HUMANA INSURANCE COMPANY | $5K | — | $5K | 4.62% |
| NORTH SHORE BENEFITS PARTNERS3 | 438 N HOUGH ST BARRINGTON, IL 600103029 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: INSENTIAL INC | 206 S JEFFERSON SUITE # 220 CHICAGO, IL 606615639 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $412 | — | $412 | 5.00% |
| NORTH SHORE BENEFITS PARTNERS3 | 438 N HOUGH ST BARRINGTON, IL 600103029 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: INSENTIAL INC | 206 S JEFFERSON SUITE # 220 CHICAGO, IL 606615639 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $372 | — | $372 | 5.00% |
| NORTH SHORE BENEFITS PARTNERS3 | 438 N HOUGH ST BARRINGTON, IL 600103029 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $860 | — | $860 | 14.99% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: INSENTIAL INC | 206 S JEFFERSON SUITE # 220 CHICAGO, IL 606615639 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $287 | — | $287 | 5.00% |
| NORTH SHORE BENEFITS PARTNERS3 | 438 N HOUGH ST BARRINGTON, IL 600103029 | DELTA DENTAL OF ILLINOIS | $120 | — | $120 | 2.43% |
| BSP GROUP BENEFITS INC3 | 206 S JEFFERSON SUITE # 220 CHICAGO, IL 606615639 | DELTA DENTAL OF ILLINOIS | $28 | — | $28 | 0.57% |
| NORTH SHORE BENEFITS PARTNERS3 | 438 N HOUGH ST BARRINGTON, IL 600103029 | EYE MED | $144 | — | $144 | 10.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: INSENTIAL INC | 206 S JEFFERSON SUITE # 220 CHICAGO, IL 606615639 | EYE MED | $84 | — | $84 | 5.83% |
| WEBB FINANCIAL GROUP LLC3 | 840 S. WAUKEGAN ROAD, SUITE 208 LAKE FOREST, IL 60048 | EYE MED | $25 | — | $25 | 1.74% |
| NORTH SHORE BENEFITS PARTNERS3 | 438 N HOUGH ST BARRINGTON, IL 600103029 | HUMANA INSURANCE COMPANY | $106 | — | $106 | 8.17% |
| NORTH SHORE BENEFITS PARTNERS3 | 438 N HOUGH ST BARRINGTON, IL 600103029 | HUMANA INSURANCE COMPANY | — | $76 | $76 | 5.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 105 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 105 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA HEALTH PLAN, INC | 43 | $481K |
| Dental | DELTA DENTAL OF ILLINOIS | 72 | $5K |
| Vision(2 contracts, 2 carriers) | EYE MED | 35 | $3K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 105 | $7K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 105 | $13K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 31 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 105 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.