| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WEBB FINANCIAL GROUP LLC3 | 250 E ILLINOIS RD LAKE FOREST, IL 600451969 | HUMANA HEALTH PLAN, INC | $23K | — | $23K | 4.97% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF ILLINOIS, LLC | 4 WESTBROOK CORP CENTER # 500 WESTCHESTER, IL 601545753 | HUMANA HEALTH PLAN, INC | $79 | — | $79 | 0.02% |
| NORTH SHORE BENEFITS PARTNERS3 | 438 N HOUGH ST BARRINGTON, IL 600103029 | HUMANA HEALTH PLAN, INC | $63 | — | $63 | 0.01% |
| WEBB FINANCIAL GROUP LLC3 | 250 E ILLINOIS RD LAKE FOREST, IL 600451969 | HUMANA INSURANCE COMPANY | $6K | — | $6K | 4.99% |
| WEBB FINANCIAL GROUP LLC3 | 250 E ILLINOIS RD LAKE FOREST, IL 600451969 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 13.79% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: INSENTIAL INC | 206 S JEFFERSON SUITE # 220 CHICAGO, IL 606615639 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $409 | — | $409 | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF ILLINOIS, LLC | 4 WESTBROOK CORP CENTER # 500 WESTCHESTER, IL 601545753 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $99 | $186 | $285 | 3.48% |
| WEBB FINANCIAL GROUP LLC3 | 250 E ILLINOIS RD LAKE FOREST, IL 600451969 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $998 | — | $998 | 13.78% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: INSENTIAL INC | 206 S JEFFERSON SUITE # 220 CHICAGO, IL 606615639 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $362 | — | $362 | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF ILLINOIS, LLC | 4 WESTBROOK CORP CENTER # 500 WESTCHESTER, IL 601545753 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $88 | $150 | $238 | 3.29% |
| WEBB FINANCIAL GROUP LLC3 | 250 E ILLINOIS RD LAKE FOREST, IL 600451969 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $777 | — | $777 | 13.95% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: INSENTIAL INC | 206 S JEFFERSON SUITE # 220 CHICAGO, IL 606615639 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $278 | — | $278 | 4.99% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF ILLINOIS, LLC | 4 WESTBROOK CORP CENTER # 500 WESTCHESTER, IL 601545753 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $58 | $97 | $155 | 2.78% |
| WEBB FINANCIAL GROUP LLC3 | 250 E ILLINOIS RD LAKE FOREST, IL 600451969 | DELTA DENTAL OF ILLINOIS | $99 | — | $99 | 1.99% |
| BSP GROUP BENEFITS INC3 | 206 S JEFFERSON SUITE # 220 CHICAGO, IL 606615639 | DELTA DENTAL OF ILLINOIS | — | $20 | $20 | 0.40% |
| AMERICAN WESTBROOK INS SERVICES LLC3 Filed as: AMERICAN WESTBROOK INS SERVICE | 4 WESTBROOK CORP CENTER # 500 WESTCHESTER, IL 601545753 | DELTA DENTAL OF ILLINOIS | -$50 | — | -$50 | -1.00% |
| WEBB FINANCIAL GROUP LLC3 | 840 S. WAUKEGAN ROAD, SUITE 208 LAKE FOREST, IL 60048 | EYE MED | $218 | — | $218 | 7.51% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: INSENTIAL INC | 206 S JEFFERSON SUITE # 220 CHICAGO, IL 606615639 | EYE MED | $156 | — | $156 | 5.38% |
| AMERICAN WESTBROOK INS SERVICES LLC3 Filed as: AMERICAN WESTBROOK INS SERVICE | 4 WESTBROOK CORP CENTER # 500 WESTCHESTER, IL 601545753 | EYE MED | $94 | — | $94 | 3.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 103 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 103 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA HEALTH PLAN, INC | 50 | $566K |
| Dental | DELTA DENTAL OF ILLINOIS | 75 | $5K |
| Vision | EYE MED | 39 | $3K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 103 | $7K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 103 | $13K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 31 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 103 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.