| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 123 N. WACKER DRIVE CHICAGO, IL 60606 | BLUE CROSS BLUE SHIELD OF ILLINOIS | $57K | — | $57K | 3.00% |
| LASALLE BENEFITS LLC3 | 200 N. LASALLE ST. CHICAGO, IL 606011022 | METROPOLITAN LIFE INSURANCE COMPANY | $51K | — | $51K | 8.22% |
| DISABILITY RESOURCE GROUP INC.3 | 2625 W. PETERSON AVE. CHICAGO, IL 606594004 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | — | $13K | 6.90% |
| BENSMAN ASSOCIATES LTD3 Filed as: BENSMAN ASSOCIATES LTD INC. | 2333 WAUKEGAN RD. SUITE 275 BANNOCKBURN, IL 600151574 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | — | $12K | 6.72% |
| JOHN NICHOLS3 | 2625 W. PETERSON AVE. CHICAGO, IL 606594004 | METROPOLITAN LIFE INSURANCE COMPANY | $131 | — | $131 | 0.07% |
| AON CONSULTING INC3 Filed as: AON HEWITT - CHICAGO IL | 29840 NETWORK PLACE CHICAGO, ID 60673 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $19K | — | $19K | 10.75% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PL CHICAGO, IL 60673 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $2K | — | $2K | 3.01% |
| AON CONSULTING INC3 Filed as: AON HEWITT - CHICAGO IL | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $393 | — | $393 | 11.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,566 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 79 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,645 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 438 | $2.2M |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 235 | $177K |
| Vision(2 contracts) | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 2,719 | $183K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,753 | $615K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 235 | $253K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,719 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.