| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | — | BLUECROSS BLUESHIELD OF ILLINOIS | $92K | — | $92K | 1.33% |
| MESIROW INSURANCE SERVICES INC3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | — | $4K | $4K | 0.06% |
| ALLIANT INSURANCE SERVICES, INC.3 | 353 NORTH CLARK SUITE 1100 CHICAGO, IL 60654 | BLUECROSS BLUESHIELD OF ILLINOIS | — | $2 | $2 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 353 NORTH CLARK STREET CHICAGO, IL 60654 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $10K | $4K | $14K | 7.19% |
| J MANNING AND ASSOCIATES3 Filed as: J. MANNING & ASSOCIATES | 167 NORTH GREEN STREET CHICAGO, IL 60607 | LIFESECURE INSURANCE COMPANY | $506 | — | $506 | 0.61% |
| LTCI PARTNERS LLC3 Filed as: LTCI PARTNERS | 14546 BROOK HOLLOW BOULEVARD SAN ANTONIO, TX 78232 | LIFESECURE INSURANCE COMPANY | $506 | — | $506 | 0.61% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, IN | 353 NORTH CLARK STREET CHICAGO, IL 60654 | LIFESECURE INSURANCE COMPANY | $253 | — | $253 | 0.30% |
| J MANNING AND ASSOCIATES3 | — | COMBINED INSURANCE COMPANY | $3K | — | $3K | 4.97% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES | — | COMBINED INSURANCE COMPANY | $2K | — | $2K | 2.98% |
| LTCI PARTNERS LLC3 | — | COMBINED INSURANCE COMPANY | $1K | — | $1K | 1.99% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET FLOOR 6 SAN DIEGO, CA 92101 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 9.25% |
| MESIROW INSURANCE SERVICES INC3 | 353 NORTH CLARK STREET SUITE 1100 CHICAGO, IL 60654 | UNITEDHEALTHCARE INSURANCE COMPANY | -$7 | — | -$7 | -0.02% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURACE SERVICES, INC | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $565 | — | $565 | 2.61% |
| RUSSELL NOWAK3 | 8009 VALLEY DRIVE PALOS HILLS, IL 60465 | CONTINENTAL AMERICAN INSURANCE COMPANY | $432 | — | $432 | 1.99% |
| THERESA NETTO PHILLIPS3 Filed as: THERESA V REDDING | 530 SINFOLD PARK STREET LAS VEGAS, NV 89148 | CONTINENTAL AMERICAN INSURANCE COMPANY | $224 | — | $224 | 1.03% |
| AARON J DUNNILL3 | 418 FRANCIS STREET BOURBONNAIS, IL 60914 | CONTINENTAL AMERICAN INSURANCE COMPANY | $219 | — | $219 | 1.01% |
| COURTNEY RYAN YURCZYK3 Filed as: COURTNEY SHEEHAN RYAN YURCZYK | 701 NORTH SECOND STREET UNIT 602 MINNEAPOLIS, MN 55401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $199 | — | $199 | 0.92% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $183 | — | $183 | 0.84% |
| MICHAEL ROBERT YURCZYK3 | 701 NORTH 2ND STREET #602 MINNEAPOLIS, MN 55401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $180 | — | $180 | 0.83% |
| EL TORRO INC3 | 5425 MILLS RIDGE DRIVE SOUTHWEST WYOMING, MI 49418 | CONTINENTAL AMERICAN INSURANCE COMPANY | $84 | — | $84 | 0.39% |
| STEPHEN KELLS3 | 1026 BALDWIN LANE OAK PARK, IL 60302 | CONTINENTAL AMERICAN INSURANCE COMPANY | $54 | — | $54 | 0.25% |
| MARK D BARBIER3 | 23 CROYDON LANE OAKBROOK, IL 60523 | CONTINENTAL AMERICAN INSURANCE COMPANY | $52 | — | $52 | 0.24% |
| ANNA ELIZABETH INC3 | 2821 NORTH OCEAN BOULEVARD APARTMENT 305 FORT LAUDERDALE, FL 33308 | CONTINENTAL AMERICAN INSURANCE COMPANY | $52 | — | $52 | 0.24% |
| VICKI L CIGER3 | 4020 OAK TREE LANE PLAINFIELD, IL 60586 | CONTINENTAL AMERICAN INSURANCE COMPANY | $42 | — | $42 | 0.19% |
| THE PROFECTUS GROUP LLC3 Filed as: THE PROFECTUS GROU MIDWEST, LLC | 450 WEST WILSON BRIDGE ROAD SUITE 110 WORTHINGTON, OH 43085 | CONTINENTAL AMERICAN INSURANCE COMPANY | $37 | — | $37 | 0.17% |
| THERESA NETTO PHILLIPS3 Filed as: THERESA V REDDING | 530 SINFOLD PARK STREET LAS VEGAS, NV 89148 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | — | $34 | 0.16% |
| VICKI L CIGER3 | 4020 OAK TREE LANE PLAINFIELD, IL 60586 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | 0.13% |
| JV FLORIDA INSURANCE CORP3 | 2821 NORTH OCEAN BOULEVARD UNIT 305 FORT LAUDERDALE, FL 33308 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.11% |
| JEFFREY LYNN LAMBERT3 | 7 CENTER STREET HINSDALE, IL 60521 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.11% |
| JOSEPH A NASCA3 | 222 WEST ERIE STREET APARTMENT 2210 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.08% |
| TODD DEVOSS3 Filed as: TODD C DEVOSS | 798 EAGLE DRIVE AURORA, IL 60506 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 477 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 487 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF ILLINOIS | 612 | $7.0M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 322 | $196K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 312 | $40K |
| Life insurance(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 511 | $189K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 393 | $57K |
| Other(5 contracts, 4 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 511 | $303K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 612 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.