No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM INSURANCE COMPANIES, INC EIN 35-0781558 NONE | Contract Administrator; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Claims processing Service code 12 | — | $1.8M |
| ALIGHT SOLUTIONS EIN 36-2235791 RECORDKEEPER | Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $1.0M |
| INCLUDED HEALTH, INC. EIN 45-3580052 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $418K |
| PERSONIFY HEALTH EIN 20-2547480 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $227K |
| HARTFORD EIN 06-0383750 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $141K |
| CIGNA HEALTH AND LIFE INSURANCE CO EIN 59-1031071 NONE | Contract Administrator; Other services; Float revenue; Claims processing; Non-monetary compensation; Participant communication; Direct payment from the plan Service code 12 | — | $98K |
| CARELON BEHAVORIAL HEALTH, INC EIN 54-1414194 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $94K |
| WINSTON & STRAWN LLP NONE | Legal; Direct payment from the plan Service code 29 | 35 W WACKER DRIVE CHICAGO, IL 60601 | $26K |
| WILLIS TOWERS WATSON US LLC EIN 53-0181291 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $14K |
| CIGNA | Participant communication; Float revenue; Claims processing; Non-monetary compensation; Contract Administrator; Named fiduciary; Other services; Direct payment from the plan Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,593 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 212 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 166 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,971 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | CARELON BEHAVIORAL HEALTH, INC | 5,352 | $94K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,352 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.