| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JR KATZ INC3 Filed as: J R KATZ INC. | ONE NORTHBROOK PLACE 5 REVERE DRIVE, SUITE 130 NORTHBROOK, IL 60062 | BLUE CROSS BLUE SHIELD OF ILLINOIS | $30K | — | $30K | 0.05% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES LLC | 39340 TREASURY CENTER CHICAGO, IL 60694 | STANDARD INSURANCE COMPANY | $23K | — | $23K | 1.02% |
| BENEFIT PLANNING SERVICES INC3 Filed as: BENEFIT PLANNING SERVICES, INC. | 929 S. ALPINE RD. STE 402 ROCKFORD, IL 61108 | STANDARD INSURANCE COMPANY | $17K | — | $17K | 0.76% |
| BENEFIT PLANNING SERVICES INC3 Filed as: BENEFIT PLANNING SERVICES, INC. | 929 S. ALPINE RD. STE 402 ROCKFORD, IL 61108 | STANDARD INSURANCE COMPANY | $11K | — | $11K | 0.47% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES INC. | 109 LAURENS ROAD SUITE 1A GREENVILLE, SC 29607 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $10K | $10K | 0.59% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES LLC | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | TRANSAMERICA | $120K | — | $120K | 10.86% |
| BENEFIT PLANNING SERVICES INC3 Filed as: BENEFIT PLANNING SERVICES, INC. | 929 S. ALPINE RD. STE 402 ROCKFORD, IL 61108 | TRANSAMERICA | $25K | — | $25K | 2.24% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES LLC | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | STONEBRIDGE | $57K | — | $57K | 5.41% |
| BENEFIT PLANNING SERVICES INC3 Filed as: BENEFIT PLANNING SERVICES, INC. | 929 S. ALPINE RD. STE 402 ROCKFORD, IL 61108 | STONEBRIDGE | $11K | — | $11K | 1.10% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES LLC | 39340 TREASURY CENTER CHICAGO, IL 60694 | STANDARD INSURANCE COMPANY | $29K | — | $29K | 3.35% |
| BENEFIT PLANNING SERVICES INC3 Filed as: BENEFIT PLANNING SERVICES, INC. | 929 S. ALPINE RD. STE 402 ROCKFORD, IL 61108 | STANDARD INSURANCE COMPANY | $8K | — | $8K | 0.94% |
| BENEFIT PLANNING SERVICES INC3 Filed as: BENEFIT PLANNING SERVICES, INC. | 929 S. ALPINE RD. STE 402 ROCKFORD, IL 61108 | STANDARD INSURANCE COMPANY | $7K | — | $7K | 0.80% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP NATIONAL ACCOUNT SERVICES | 11111 SANTA MONICA BLVD SUITE 1150 LOS ANGELES, CA 90025 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 0.43% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP NATIONAL ACCOUNT SERVICES | 11111 SANTA MONICA BLVD SUITE 1150 LOS ANGELES, CA 90025 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 0.24% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES | 1250 CAPITAL OF TX HWY BLDG 2 STE 125 AUSTIN, TX 78746 | STANDARD INSURANCE COMPANY | $887 | — | $887 | 0.10% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES LLC | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | AMERITAS LIFE INSURANCE CORP. | $49K | — | $49K | 8.31% |
| BENEFIT PLANNING SERVICES INC3 Filed as: BENEFIT PLANNING SERVICES, INC. | 929 S. ALPINE RD. STE 402 ROCKFORD, IL 61108 | AMERITAS LIFE INSURANCE CORP. | $10K | — | $10K | 1.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,948 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 868 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,816 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 11,537 | $61.7M |
| Dental(4 contracts, 4 carriers) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 11,537 | $57.3M |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 4,552 | $1.3M |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 7,201 | $3.4M |
| Long-term disability | STANDARD INSURANCE COMPANY | 4,681 | $852K |
| Prescription drug(2 contracts, 2 carriers) | BLUE OF CALIFORNIA | 796 | $2.7M |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,524 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,537 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.