| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PKWY SE SUITE 1950 ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE CO | $6K | $722 | $7K | 11.73% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE AGENCY | 20 N. MARTINGALE RD., STE 100 SCHAUMBURG, IL 60173 | METROPOLITAN LIFE INSURANCE CO | $524 | $32 | $556 | 0.97% |
| WEBB FINANCIAL GROUP LLC3 Filed as: WEBB FINANCIAL GROUP, LLC | 840 WAUKEGAN ROAD, STE 208 LAKE FOREST, IL 60048 | EYEMED | $4K | — | $4K | 8.96% |
| MARKETPOINT3 | 1100 EMPLOYERS BLVD GREEN BAY, WI 54344 | MANHATTANLIFE | $902 | — | $902 | 2.90% |
| KING ROBERT B INS AGY3 Filed as: KING ROBERT B INS AGENCY | 621 WARWICK RD KENILWORTH, IL 60043 | MANHATTANLIFE | $548 | — | $548 | 1.76% |
| HUMANA MARKETPOINT INC3 Filed as: HUMANA MARKETPOINT | 500 W MAIN NCT 28 LOUISVILLE, KY 40202 | KANAWHA INSURANCE CO | $362 | — | $362 | 2.51% |
| KING ROBERT B INS AGY3 | 621 WARWICK RD KENILWORTH, IL 60043 | KANAWHA INSURANCE CO | $258 | — | $258 | 1.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | HUMANADENTAL INSURANCE CO | 177 | $235K |
| Vision | EYEMED | 443 | $42K |
| Life insurance(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE CO | 475 | $103K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE CO | 475 | $103K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 475 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.