| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WEBB FINANCIAL GROUP LLC3 | STE 208 840 S WAUKEGAN RD LAKE FOREST, IL 600452619 | HUMANA INSURANCE COMPANY | $27K | — | $27K | 2.49% |
| WEBB FINANCIAL GROUP LLC3 | STE 208 840 S WAUKEGAN RD LAKE FOREST, IL 600452619 | HUMANA HEALTH PLAN, INC | $15K | — | $15K | 2.47% |
| WEBB FINANCIAL GROUP LLC3 | STE 208 840 S WAUKEGAN RD LAKE FOREST, IL 600452619 | HUMANADENTAL INSURANCE COMPANY | $3K | — | $3K | 2.65% |
| KING ROBERT B INS AGY3 | TWO NORTHFIELD PLZ #204 NORTHFIELD, IL 600931217 | HUMANADENTAL INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| KING ROBERT B INS AGY3 | TWO NORTHFIELD PLZ #204 NORTHFIELD, IL 600931217 | KANAWHA INSURANCE COMPANY | $968 | — | $968 | 3.13% |
| HUMANA MARKETPOINT INC3 | 500 W MAIN NCT 28 LOUISVILLE, KY 402022946 | KANAWHA INSURANCE COMPANY | $697 | — | $697 | 2.26% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INS INC | 10800 BISCAYNE BLVD STE 850 MIAMI, FL 331617428 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $2K | $4K | 14.73% |
| ADAM BRUCKMAN3 | 400 GALLERIA PKWY SE STE 300 ATLANTA, GA 303393182 | METROPOLITAN LIFE INSURANCE COMPANY | $641 | — | $641 | 2.37% |
| WEBB FINANCIAL GROUP LLC3 | STE 208 840 S WAUKEGAN RD LAKE FOREST, IL 600452619 | COMPBENEFITS INSURANCE COMPANY | $2K | — | $2K | 9.92% |
| WEBB FINANCIAL GROUP LLC3 | STE 208 840 S WAUKEGAN RD LAKE FOREST, IL 600452619 | COMPBENEFITS DENTAL, INC. | $537 | — | $537 | 2.88% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 262 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 265 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 98 | $1.7M |
| Dental(2 contracts, 2 carriers) | HUMANADENTAL INSURANCE COMPANY | 129 | $137K |
| Vision | COMPBENEFITS INSURANCE COMPANY | 128 | $21K |
| Life insurance(2 contracts, 2 carriers) | KANAWHA INSURANCE COMPANY | 262 | $58K |
| Other(2 contracts, 2 carriers) | KANAWHA INSURANCE COMPANY | 262 | $58K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 262 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.