No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CERNER CORPORATION EIN 43-1732404 NONE | Contract Administrator Service code 13 | — | $828K |
| BLUE CROSS/BLUE SHIELD OF IL EIN 36-1236610 NONE | Contract Administrator; Other insurance fees and expenses Service code 13 | — | $618K |
| ZENITH ADMINISTRATORS EIN 52-1590516 NONE | Plan Administrator Service code 14 | — | $522K |
| UNION EYES EIN 83-3067276 NONE | Contract Administrator Service code 13 | — | $314K |
| FUTURE DIAGNOSTICS GROUP, LLC EIN 36-4454451 NONE | Other services Service code 49 | — | $236K |
| ARNOLD & KADJAN EIN 36-2498571 NONE | Legal Service code 29 | — | $192K |
| INCOME RESEARCH & MGMT EIN 04-2955404 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $64K |
| TFBC EIN 27-3782504 NONE | Actuarial Service code 11 | — | $51K |
| INETICO DBA VALENZ CARE EIN 36-4869660 NONE | Other services Service code 49 | — | $51K |
| CALIBRE CPA GROUP, PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $44K |
| EMPLOYEE RESOURCE SYSTEMS EIN 36-3867645 NONE | Consulting (general) Service code 16 | — | $38K |
| SAV RX EIN 47-0527013 NONE | Claims processing Service code 12 | — | $35K |
| RICHARD J WOLF & COMPANY EIN 36-3182363 NONE | Accounting (including auditing) Service code 10 | — | $29K |
| GREENBERG TRAURIG LLP EIN 13-3613083 NONE | Legal Service code 29 | — | $28K |
| VISION SERVICE PLAN EIN 20-0891619 NONE | Claims processing Service code 12 | — | $25K |
| NATIONAL INVESTMENT SERVICES EIN 84-3937993 NONE | Investment management fees paid directly by plan; Investment advisory (plan) Service code 27 | — | $22K |
| DENTAL NETWORK OF AMERICA EIN 36-3339483 NONE | Claims processing Service code 12 | — | $18K |
| MARQUETTE AND ASSOCIATES EIN 36-3485298 NONE | Investment advisory (plan) Service code 27 | — | $14K |
| BMO HARRIS BANK EIN 36-2085229 NONE | Float revenue; Distribution (12b-1) fees; Securities brokerage commissions and fees; Custodial (securities) Service code 19 | — | $10K |
| MORGAN BIRGE AND ASSOCIATES EIN 36-4330980 NONE | Other services Service code 49 | — | $8K |
| GREGORIO STEC KLEIN & HOSE EIN 36-4028033 NONE | Legal Service code 29 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 994 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 619 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,613 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SIERRA HEALTH AND LIFE INSURANCE COMPANY INC | 735 | $1.8M |
| Life insurance | AMALGAMATED LIFE INSURANCE COMPANY | 1,116 | $81K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,116 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.