No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH ADMINISTRATORS EIN 52-1590516 NONE | Plan Administrator Service code 14 | 18861 90TH AVENUE SUITE A MOKENA, IL 60448 | $529K |
| ARNOLD & KADJAN EIN 36-2498571 NONE | Legal Service code 29 | 203 N. LASALLE SUITE 1650 CHICAGO, IL 60601 | $172K |
| TFBC NONE | Actuarial Service code 11 | 2 MID AMERICA PLAZA OAKBROOK TERRACE, IL 60181 | $52K |
| INCOME RESEARCH & MGMT EIN 04-2955404 NONE | Investment management; Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | 100 FEDERAL STREET 33RD FLOOR BOSTON, MA 02110 | $44K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Claims processing Service code 12 | 3333 QUALITY DRIVE RANCHO CORDOVA, CA 95670 | $34K |
| CALIBRE CPA GROUP, PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | 566 W. LAKE STREET SUITE 300 CHICAGO, IL 60661 | $34K |
| EMPLOYEE RESOURCE SYSTEMS EIN 36-3867645 NONE | Consulting (general) Service code 16 | 29 EAST MADISON SUITE 1600 CHICAGO, IL 60602 | $33K |
| NATIONAL INVESTMENT SERVICES EIN 80-0169636 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | 777 EAST WISCONSIN AVENUE SUITE 23 MILWAUKEE, WI 53202 | $18K |
| DENTAL NETWORK OF AMERICA NONE | Claims processing Service code 12 | 701 E. 22ND STREET, SUITE 300 LOMBARD, IL 60148 | $16K |
| RICHARD J WOLF & COMPANY NONE | Accounting (including auditing) Service code 10 | 10120 E. TANGLEWOOD CIRCLE PALOS PARK, IL 60464 | $15K |
| MARQUETTE AND ASSOCIATES NONE | Investment advisory (plan) Service code 27 | 180 N. LASALLE ST., SUITE 3500 CHICAGO, IL 60601 | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 986 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 483 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,469 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 1,453 | $299K |
| Life insurance | AMALGAMATED LIFE INSURANCE COMPANY | 1,134 | $81K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,453 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.