| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 | 120 LONGWATER DR STE 102 NORWELL, MA 02061 | HARVARD PILGRIM HEALTH CARE | $9K | — | $9K | 2.78% |
| HP PLANNING LLC3 | 535 CONNECTICUT AVENUE NORWALK, CT 06854 | HARVARD PILGRIM HEALTH CARE | $1K | — | $1K | 0.41% |
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 | 120 LONGWATER DR STE 102 NORWELL, MA 02061 | HARVARD PILGRIM HEALTH CARE | $8K | — | $8K | 2.78% |
| HP PLANNING LLC3 | 535 CONNECTICUT AVENUE NORWALK, CT 06854 | HARVARD PILGRIM HEALTH CARE | $1K | — | $1K | 0.41% |
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 | 120 LONGWATER DR STE 102 NORWELL, MA 02061 | HARVARD PILGRIM HEALTH CARE | $2K | — | $2K | 3.01% |
| HP PLANNING LLC3 | 535 CONNECTICUT AVENUE NORWALK, CT 06854 | HARVARD PILGRIM HEALTH CARE | $235 | — | $235 | 0.45% |
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 | 120 LONGWATER DR STE 102 NORWELL, MA 02061 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 6.72% |
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 | 120 LONGWATER DR STE 102 NORWELL, MA 02061 | HARVARD PILGRIM HEALTH CARE | $627 | — | $627 | 3.24% |
| HP PLANNING LLC3 | 535 CONNECTICUT AVENUE NORWALK, CT 06854 | HARVARD PILGRIM HEALTH CARE | $93 | — | $93 | 0.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 120 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | HARVARD PILGRIM HEALTH CARE | 49 | $682K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 120 | $41K |
| Vision(4 contracts) | HARVARD PILGRIM HEALTH CARE | 49 | $682K |
| Prescription drug(4 contracts) | HARVARD PILGRIM HEALTH CARE | 49 | $682K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 120 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.