| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 | 120 LONGWATER DR NORWELL, MA 02061 | HARVARD PILGRIM HEALTH CARE | $9K | — | $9K | 2.89% |
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 | 120 LONGWATER DR NORWELL, MA 02061 | HARVARD PILGRIM HEALTH CARE | $8K | — | $8K | 2.89% |
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 | 120 LONGWATER DR NORWELL, MA 02061 | HARVARD PILGRIM HEALTH CARE | $2K | — | $2K | 2.89% |
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 | 120 LONGWATER DR NORWELL, MA 02061 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 4.60% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP INC | 120 LONGWATER DR NORWELL, MA 02061 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 2.48% |
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 | 120 LONGWATER DR NORWELL, MA 02061 | HARVARD PILGRIM HEALTH CARE | $607 | — | $607 | 2.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 122 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 122 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | HARVARD PILGRIM HEALTH CARE | 51 | $654K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 67 | $41K |
| Vision(4 contracts) | HARVARD PILGRIM HEALTH CARE | 51 | $654K |
| Prescription drug(4 contracts) | HARVARD PILGRIM HEALTH CARE | 51 | $654K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 67 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.