| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: FIRST PERSON INC | 9000 KEYSTONE CROSSING STE 910 INDIANAPOLIS, IN 46220 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $36K | $5K | $41K | 17.00% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TX HWY AUSTIN, TX 78746 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $808 | $808 | 0.34% |
| ENROLLEASE3 Filed as: FIRST PERSON INC | 9000 KEYSTONE CROSSING STE 910 INDIANAPOLIS, IN 46240 | SECURIAN LIFE INSURANCE COMPANY | $24K | $0 | $24K | 15.00% |
| ENROLLEASE3 Filed as: FIRST PERSON INC | 9000 KEYSTONE CROSSING STE 910 INDIANAPOLIS, IN 46220 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $18K | $2K | $20K | 17.00% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TX HWY AUSTIN, TX 78746 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $343 | $343 | 0.29% |
| ENROLLEASE3 Filed as: FIRST PERSON INC | 9000 KEYSTONE CROSSING STE 910 INDIANAPOLIS, IN 462402195 | VISION SERVICE PLAN | $14K | — | $14K | 13.98% |
| TERESA M ANTHONY3 | 3778 RIVERSIDE DR MASON, OH 45040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $680 | — | $680 | 0.78% |
| KIMBERLY J. MOGER3 Filed as: KIMBERLY J MOGER | 24229 SE 147TH PL ISSAQUAH, WA 98027 | CONTINENTAL AMERICAN INSURANCE COMPANY | $589 | — | $589 | 0.68% |
| KIMBERLY J. MOGER3 Filed as: KIMBERLY J MOGER | 24229 SE 147TH PL ISSAQUAH, WA 98027 | CONTINENTAL AMERICAN INSURANCE COMPANY | $278 | — | $278 | 0.32% |
| RONALD J ZULLO3 | 6700 TOWERING RIDGE WAY APT 144 CINCINATTI, OH 45247 | CONTINENTAL AMERICAN INSURANCE COMPANY | $179 | — | $179 | 0.21% |
| MARY POHLMAN3 | 6102 90TH AVE SE MERCER ISLAND, WA 98040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $166 | — | $166 | 0.19% |
| MELISSA S SHNIDER3 | 300 WOLF CREEK WAY BURLINGTON, KY 41005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $129 | — | $129 | 0.15% |
| CHRISTOPHER E BIALKA3 | 4460 BLACK OAK LANE MASON, OH 45040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $92 | — | $92 | 0.11% |
| BRANDON PENKO3 Filed as: BRANDON C HOOBLER | 1230 SOUTH 336TH ST SUITE A FEDERAL WAY, WA 98003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $85 | — | $85 | 0.10% |
| NANCY LAPHAM3 Filed as: NANCY L WALDNER | 227 BELLEVUE WAY NE #305 BELLEVUE, WA 98004 | CONTINENTAL AMERICAN INSURANCE COMPANY | $72 | — | $72 | 0.08% |
| CHARLES H WEISSBERGER3 | 3100 WEST ROAD SUITE 300 EAST LANSING, MI 48823 | CONTINENTAL AMERICAN INSURANCE COMPANY | $38 | — | $38 | 0.04% |
| HARE AND ASSOCIATES LLC3 Filed as: HARE AND ASSOC LLC | 7814 CRAINDO W CT DUBLIN, OH 43017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $37 | — | $37 | 0.04% |
| MATTHEW D SMITH3 | 7905 TANCES DR CINCINNATI, OH 45243 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.01% |
| JAMEY MILLER INC3 | 1037 CENTURION PARKWAY N STE 100 JACKSONVILLE, FL 32256 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| KYONG H. GOINS3 Filed as: KYONG H GOINS | 2931 1ST AVENUES #A SEATTLE, WA 98134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| ENROLLEASE3 Filed as: FIRST PERSON INC | 9000 KEYSTONE CROSSING STE 910 INDIANAPOLIS, IN 46240 | SECURIAN LIFE INSURANCE COMPANY | $12K | $0 | $12K | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM INSURANCE COMPANIES, INC. EIN 35-0781558 HEALTH BENEFIT PROCESSIN | Other services; Claims processing; Contract Administrator; Other fees; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $883K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $39K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,154 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,161 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HAWAII MEDICAL SERVICE ASSOCIATION | 2 | $15K |
| Vision | VISION SERVICE PLAN | 910 | $99K |
| Life insurance(2 contracts) | SECURIAN LIFE INSURANCE COMPANY | 1,138 | $239K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 172 | $87K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,161 | $117K |
| Stop-loss / reinsurancereinsurance | ANTHEM INSUREANCE COMPANIES, INC. | 932 | $853K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,147 | $240K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,161 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.