| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: FIRST PERSON INC | 9000 KEYSTONE CROSSING STE 910 INDIANAPOLIS, IN 46220 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $34K | $5K | $39K | 17.00% |
| ENROLLEASE3 Filed as: FIRST PERSON INC | 9000 KEYSTONE CROSSING STE 910 INDIANAPOLIS, IN 46240 | SECURIAN LIFE INSURANCE COMPANY | $24K | — | $24K | 15.00% |
| ENROLLEASE3 Filed as: FIRST PERSON INC | 9000 KEYSTONE CROSSING STE 910 INDIANAPOLIS, IN 462402195 | VISION SERVICE PLAN | $14K | — | $14K | 13.84% |
| ENROLLEASE3 Filed as: FIRST PERSON INC | 9000 KEYSTONE CROSSING STE 910 INDIANAPOLIS, IN 46220 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $14K | $2K | $16K | 17.00% |
| TERESA M ANTHONY3 | 3778 RIVERSIDE DR MASON, OH 45040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 3.33% |
| KIMBERLY J. MOGER3 Filed as: KIMBERLY J MOGER | 24229 SE 147TH PL ISSAQUAH, WA 98027 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.28% |
| KIMBERLY J. MOGER3 Filed as: KIMBERLY J MOGER | 24229 SE 147TH PL ISSAQUAH, WA 98027 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.69% |
| MELISSA S SHNIDER3 | 3000 WOLF CREEK WAY BURLINGTON, KY 41005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $527 | — | $527 | 0.63% |
| RONALD J ZULLO3 | 6700 TOWERIN G RIDGE WAY APT 144 CINNCINATTI, OH 45247 | CONTINENTAL AMERICAN INSURANCE COMPANY | $440 | — | $440 | 0.52% |
| MARY POHLMAN3 | 6102 90TH AVE SE MERCER ISLAND, WA 98040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $401 | — | $401 | 0.48% |
| NANCY LAPHAM3 Filed as: NANCY L WALDNER | 227 BELLEVUE WAY NE SUITE #350 BELLEVUE, WA 98004 | CONTINENTAL AMERICAN INSURANCE COMPANY | $386 | — | $386 | 0.46% |
| HARE AND ASSOCIATES LLC3 Filed as: HARE AND ASSOC LLC | 7814 CRAINDO W CT DUBLIN, OH 43017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $236 | — | $236 | 0.28% |
| CHARLES H WEISSBERGER3 | 1 OGLETHORPE PROFESSIONAL BUILDING STE 202 SAVANNAG, GA 31406 | CONTINENTAL AMERICAN INSURANCE COMPANY | $231 | — | $231 | 0.27% |
| CHRISTOPHER E BIALKA3 | 4460 BLACK OAK LANE MASON, OH 45040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $228 | — | $228 | 0.27% |
| BRANDON PENKO3 Filed as: BRANDON C HOOBLER | 1230 SOUTH 336TH ST SUITE A FEDERAL WAY, WA 98003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $206 | — | $206 | 0.24% |
| ENROLLEASE3 Filed as: FIRST PERSON INC | 9000 KEYSTONE CROSSING STE 910 INDIANAPOLIS, IN 46240 | SECURIAN LIFE INSURANCE COMPANY | $12K | — | $12K | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM INSURANCE COMPANIES, INC. EIN 35-0781558 HEALTH BENEFIT PROCESSIN | Float revenue; Contract Administrator; Other fees; Claims processing; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $1.2M |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $39K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 24 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,176 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HAWAII MEDICAL SERVICE ASSOCIATION | 2 | $15K |
| Vision | VISION SERVICE PLAN | 935 | $100K |
| Life insurance(2 contracts) | SECURIAN LIFE INSURANCE COMPANY | 1,148 | $238K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 171 | $84K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,176 | $96K |
| Stop-loss / reinsurancereinsurance | ANTHEM INSUREANCE COMPANIES, INC. | 1,656 | $875K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,161 | $229K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,656 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.